Banana Coast Credit Union was established in 1970 by a group of locals unhappy with their financial options and determined to create an institution that was humble and appealing to those in similar situations. Since then, it has grown to include over 23 branches and over 54,000 members. The Banana Coast Credit Union appeals to its customers through its fine balance between award-winning products and services and a friendly community-owned union.

Banana Coast Credit Union offers a range of credit cards that are designed for the average money- cautious Australian. Both the BCU Bonus Rewarder Visa Credit Card and the BCU Classic Visa Credit Card offer low, competitive interest rates and competitive annual fees, as well as personal choice of card design. The BCU Rewarder Visa Credit Card also offers an innovative rewards program whereby cardholders can redeem their points on merchandise.

The Banana Coast Credit Union also offers the BCU Visa Debit Card, which has all the advantages and convenience of a Visa card, with cardholders using their own funds. Similarly, the BCU CueCard is a handy, convenient and safe eftpos card that allows cardholders to access their funds from anywhere in the world where there is an ATM or eftpos outlet with the 'Cirrus' or 'Maestro' logos.

In addition to having several different options for accessing funds, Banana Coast Credit Union also offers superannuation, home loans, term deposits, investment loans, personal loans, insurance and financial planning services. There are also options for sole traders, partnerships, family businesses and primary producers as well as those in the agricultural industry. Available services include business insurance, business loans, cheque accounts, rural insurance, equipment finance and farm management deposits.

The Banana Coast Credit Union aim is to be able to provide a service to anyone in need.