Credit Union Australia (CUA) is Australias largest financial institution that is owned by their members rather than shareholders or external investors. This difference means that rather than paying out profits in the form of dividends, CUA are able to reinvest their profits back into the business allowing customers to experience benefits that include competitive products, services and fees. CUA are passionate about customer service and excel at it through their belief that their decisions are driven by the needs of the customers. The provision of everyday banking products and services, CUA strive to achieve excellent customer service for each customer 100% of the time.

Credit Union Australia is committed to maintaining a support network on both a large scale and small scale. Large scale support includes maintaining long term partnerships with organisations such as School Fun Run Program, RSPCA Pets in Crisis Program and Relationships Australia. On a smaller scale, each branch maintains its own local community initiatives.

There are two credit cards that CUA offers. The CUA Rewards MasterCard has competitive interest rates and annual fee, while earning cardholders points for every dollar they spend. They can later redeem these points for discounted flights, shopping vouchers or cash. The CUA Low Rate MasterCard, as the name suggests, has a competitive low rate interest on purchases, a competitive annual fee and up to four free additional cards.

CUA have over 75 branches throughout Australia, including Queensland, NSW, ACT, Victoria and WA. They offer SMS banking, telephone banking and internet banking for 24 hours a day, 7 days a week and can be reached through nation-wide contact centres, including making deposits or withdrawals from any Australia Post office displaying the Bank@Post logo.

CUACard Services Rewards MasterCard

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Type	Interest Rate	Best Rate	Balance Transfer	Interest Free Days	Star Rating	Annual Fee
	19.74%	19.74%	7.9% for 12 Months	55	3	$90.00