Heritage Credit Cards
Heritage is Australia's largest member-owned bank. With a history going back to 1875, we've always been in the business of helping Australians realise their financial dreams and enrich their lives.
What's the difference between a bank and a member-owned bank?
We're independent - owned by our members, not shareholders. So instead of pursuing massive profits, our focus is on putting People first.
Heritage Bank offers a range of 8 different credit cards, each of them designed to suit just about anybody. The Heritage Bank Classic range includes the Classic Rewards credit card, the Classic Basic and the No Frills Classic. All three credit cards are designed for the average spender, offering competitive rates and fees and credit limits around the $10,000 mark. The Classic Rewards gives cardholders the opportunity to earn points through the Heritage Credits system and both the Classic Rewards and Classic Basic offer interest free days. The No Frills Classic differs in that it is suited to those who carry over a balance.
The Heritage Bank Gold range includes the Gold Rewards, Gold Basic and No Frills Gold. They are similar to their Classic counterparts, however their credit limits fall around the $50,000 mark making them more suited to big spenders.
Heritage Bank also offers the My First Credit Card, which is similar to the Classic Basic and with a much lower credit limit. The last credit card offered by Heritage is the Visa Debit card, which allows cardholders to access their own funds.
All 8 credit cards can be linked to transaction accounts so members only need one card. Cardholders also have the opportunity to personalise their cards with their own photo.
