Best Credit Cards*

The products below are the best credit cards selected by CreditCards.com.au. These credit cards generally have the leading rates, fees or value for their respective category, but may also be ranked based on overall features. For example, the best annual fee credit card would be a product with a $0 annual fee, however there may be multiple products in the market with a zero dollar fee, so the card listed as the best has been identified as the overall best in its category*.

Likewise, a low interest credit card product may have the lowest ongoing rate, however it may attract a substantial annual fee which decreases the benefit of that feature. For this reason, there may be a card ranked as the best low rate credit card but does not actually have the lowest interest rate available in the market*.

Best Credit Card Award
Best Credit Card ( see all credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Aussie MasterCard Mastercard 12.29% 2.99%
for 6 months
55 days $49 Apply for Aussie MasterCard
More Info
Best Low Interest Credit Card Award
Best Low Interest Credit Card ( see all low interest credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
St. George Bank Vertigo MasterCard Mastercard 11.74% 2.99%
for 6 months
55 days $55 Apply for St. George Vertigo MasterCard
More Info
Best Balance Transfer Credit Card Award
Best Balance Transfer Credit Card ( see all balance transfer credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Low Rate MasterCard Mastercard 12.74% 0.00%
for 6 months
55 days $58 Apply for ANZ Low Rate MasterCard
More Info
Best Annual Fee Credit Card Award
Best Annual Fee Credit Card ( see all low annual fee credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
American Express Blue Sky Credit Card American Express 19.99% N/A 55 days $0 Online application for AMEX Blue Sky Credit Card is currenlty not available More Info
Best Rewards Program Credit Card Award
Best Rewards Program Credit Card ( see all rewards program credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Balance Visa Credit Card Visa 13.74% 0.00%
for 6 months
55 days $79
(+$22 rewards)
Apply for ANZ Balance Visa Credit Card
More Info
Best Cash Back Credit Card Award
Best Cash Back Credit Card ( see all cash back credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Balance Visa Credit Card Visa 13.74% 0.00%
for 6 months
55 days $79
(+$22 rewards)
Apply for ANZ Balance Visa Credit Card
More Info
Best Gold Credit Card Award
Best Gold Credit Card ( see all gold credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Frequent Flyer Visa Gold Visa
American Express
18.99% N/A 55 days $195
(+$55 rewards)
Apply for ANZ Frequent Flyer Visa Gold
More Info
Best Platinum Credit Card Award
Best Platinum Credit Card ( see all platinum credit cards )
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Platinum Credit Card Visa 11.49% 0.99%
for 6 months
55 days $49
(Until the 31st March 2010)
Apply for Citibank Clear Platinum Credit Card
More Info

* The products on this page are selected from a subset of credit cards for which CreditCards.com.au have access to certain tracking information. The products are not rated against all credit cards available in Australia. Please consider this information when choosing a credit card product.

Low Rate Credit Cards

Aussie MasterCard

You don't need to be an Aussie customer

ANZ Low Rate MasterCard

Take control of your finances by paying a low interest rate on your everyday purchase

St. George Vertigo MasterCard

The ideal credit card for shopping

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Credit Cards by Feature

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