Compare Credit Cards
Our credit card comparison chart below makes it easy for you to quickly compare the details of several credit cards, whether VISA, MasterCard or American Express, you think could be right for you. If you're interested in more information on a particular credit card, just click on the card name or the 'More Info' link. Better yet, apply for your new credit card right now by clicking the 'Apply' button!
American Express® is a registered trademark of American Express Company.
MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Visa is a registered trademark of Visa Worldwide PTe Limited
| Card | Product Name | Card Type | Purchase Rate (p.a.) | Cash Rate (p.a.) | Intro Rate | Balance Transfer | Free Days | Min Repay | Annual Fee | Rewards Fee (p.a.) | Apply |
|---|---|---|---|---|---|---|---|---|---|---|---|
 | Aussie MasterCard |  | 12.29% p.a. | 18.79% p.a. | 2.99% for 6 months | 2.99% for 6 months | up to 55 days | $10/2% | $49 | - |  More Info |
 | Woolworths Everyday Money Credit Card | | 18.49% p.a. | 20.99% p.a. | - | 5.99% for 6 months | up to 55 days | $30/2.5% |
$49 ($0 for 1st yr) | - | More Info |
 | NAB Low Rate Visa Credit Card |  | 12.24% p.a. | 20.74% p.a. | - | % for 6 months | up to 55 days | $10/2.5% | $49 | - | More Info |
 | St. George Vertigo MasterCard | | 11.74% p.a. | 20.49% p.a. | - | 2.99% for 6 months | up to 55 days | $10/2% | $55 | - | More Info |
 | Citibank Clear Card | | 15.49% p.a. | 20.99% p.a. | - | 2.9% for 6 months | up to 55 days | $65 | - | More Info | |
 | Citibank Clear Platinum Credit Card | | 11.49% p.a. | 20.99% p.a. | - | 0.99% for 6 months | up to 55 days | $30/2% |
$49 (Until the 31st March 2010) | - | More Info |
 | HSBC Credit Card | | 16.99% p.a. | 19.99% p.a. | - | 5.99% for 6 months | up to 55 days | $30/3% | $0 | - | More Info |
 | ANZ Balance Visa Credit Card | | 13.74% p.a. | 20.99% p.a. | - | 0% for 6 months | up to 55 days | $79 | $22 | More Info | |
 | ANZ Low Rate MasterCard | | 12.74% p.a. | 20.99% p.a. | - | 0% for 6 months | up to 55 days | $10/2% | $58 | - | More Info |
 | AMEX Gold Ascent Credit Card |  | 19.99% p.a. | 19.99% p.a. | - | - | up to 44 days | - | More Info | ||
 | ANZ First Visa Credit Card | | 18.49% p.a. | 20.24% p.a. | - | 7.99% for 6 months | up to 44 days | $10/2% |
$30 ($0 for 1st yr) | - | More Info |
 | Commonwealth Bank Awards Credit Card | | 19.74% p.a. | 20.74% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $89 | - | More Info |
 | HSBC Gold Credit Card | | 18.99% p.a. | 21.75% p.a. | - | 5.99% for 6 months | up to 45 days | $20/3% | $89 | - | More Info |
 | ANZ Frequent Flyer Visa Credit Card | | 18.74% p.a. | 19.99% p.a. | - | - | up to 44 days | $10/2% | $40 | $55 | More Info |
 | ANZ Frequent Flyer Visa Gold | | 18.99% p.a. | 20.24% p.a. | - | - | up to 55 days | $10/2% | $195 | $55 | More Info |
 | ANZ Frequent Flyer Visa Platinum Credit Card | | 18.99% p.a. | 20.24% p.a. | - | - | up to 55 days | $10/2% | $240 | $55 | More Info |
 | ANZ Gold Card | | 18.49% p.a. | 20.24% p.a. | - | 7.99% for 6 months | up to 55 days | $10/2% | $87 | - | More Info |
 | ANZ Rewards Visa Credit Card | | 18.99% p.a. | 20.24% p.a. | - | - | up to 44 days | $10/2% | $26 | $22 | More Info |
 | ANZ Rewards Visa Gold | | 18.99% p.a. | 20.24% p.a. | - | - | up to 55 days | $10/2% | $57 | $22 | More Info |
 | Citibank BP Mastercard Credit Card | | 20.39% p.a. | 20.39% p.a. | - | 2.9% for 12 months | up to 55 days | $30/2% | $79 | - | More Info |
 | Westpac Altitude Credit Card | | 18.09% p.a. | 19.99% p.a. | - | 3.99% for 6 months | up to 45 days | $10/2% | $100 | - | More Info |
 | Westpac Altitude Gold Credit Card | | 18.79% p.a. | 20.69% p.a. | - | 1.99% for 9 months | up to 45 days | $10/2% | $150 | - | More Info |
 | Westpac Altitude Platinum Credit Card | | 18.79% p.a. | 20.69% p.a. | - | 1.99% for 9 months | up to 45 days | $10/2% | $295 | - | More Info |
 | AMEX Platinum Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 55 days | 2.5% or $30 | $395 | - | More Info |
 | Citibank CitiBusiness Gold Credit Card | | 20.49% p.a. | 20.99% p.a. | - | 2.9% for 9 months | up to 55 days | $149 | - | More Info | |
 | Citibank Emirates Citi Platinum Credit Card | | 20.49% p.a. | 20.49% p.a. | - | 3.9% for 9 months | up to 55 days | $229 | - | More Info | |
 | Citibank Gold Card | | 20.49% p.a. | 20.99% p.a. | - | 2.9% for 12 months | up to 55 days | $30/2% | $149 | - | More Info |
 | Citibank Platinum Card | | 20.49% p.a. | 20.99% p.a. | - | 4.9% for life | up to 55 days | $30/2% | $250 | - | More Info |
 | Citibank Silver Credit Card | | 20.49% p.a. | 20.99% p.a. | - | 2.9% for 12 months | up to 55 days | $30/2% | $89 | - | More Info |
 | Commonwealth Bank Gold Awards Credit Card | | 19.74% p.a. | 20.74% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $144 | - | More Info |
 | Commonwealth Bank Low Fee Credit Card | | 19.24% p.a. | 20.74% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $24 | - | More Info |
 | Commonwealth Bank Platinum Credit Card | | 19.74% p.a. | 20.74% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $280 | - | More Info |
 | David Jones American Express Credit Card | | 19.74% p.a. | 19.74% p.a. | - | - | up to 56 days | $99 | - | More Info | |
 | NAB Qantas Gold Credit Card | | 19.24% p.a. | 19.24% p.a. | - | 6.99% for 6 months | up to 44 days | $145.5 | - | More Info | |
 | St. George Platinum Credit Card | | 14.99% p.a. | 20.49% p.a. | - | 3.99% for 6 months | up to 55 days | $10/2% | $89 | - | More Info |
 | Westpac 55 Day Gold MasterCard or Visa Credit Card | | 18.59% p.a. | 20.49% p.a. | - | 1.99% for 9 months | up to 55 days | $10/2% | $90 | - | More Info |
 | Westpac 55 Day MasterCard or Visa Credit Card | | 18.09% p.a. | 19.99% p.a. | for 5 months | 3.99% for 6 months | up to 55 days | $10/2% | $30 | - | More Info |
 | Westpac 55 Day Platinum Visa Credit Card | | 18.59% p.a. | 20.49% p.a. | - | 1.99% for 9 months | up to 55 days | $130 | - | More Info | |
 | Westpac Earth Credit Card | | 18.79% p.a. | 20.29% p.a. | - | 1.99% for 9 months | up to 45 days | $10/2% | $100 | - | More Info |
 | Westpac Earth Gold Credit Card | | 18.79% p.a. | 20.29% p.a. | - | 1.99% for 9 months | up to 45 days | $10/2% | $125 | - | More Info |
 | Westpac Earth Platinum Credit Card | | 18.79% p.a. | 20.29% p.a. | - | 1.99% for 9 months | up to 45 days | $250 | - | More Info | |
 | Westpac Low Rate Credit Card | | 12.49% p.a. | 20.49% p.a. | - | 1.99% for 9 months | up to 55 days | na/2% | $45 | - | More Info |
 | Macquarie Bank Visa RateSaver Card |  | 12.7% p.a. | 19.7% p.a. | - | % for 4 months | up to 55 days | $50 | - |  | |
 | BankWest Lite MasterCard Credit Card |  | 9.99% p.a. | 20.99% p.a. | - | 1.99% for 12 months | up to 55 days | $20/2% | $59 | - | |
 | BankWest More Gold MasterCard Credit Card | | 18.24% p.a. | 20.49% p.a. | - | - | up to 55 days | $20/2% | $120 | $0 | |
 | BankWest More MasterCard Credit Card | | 18.24% p.a. | 20.49% p.a. | - | - | up to 55 days | $20/2% | $89 | $0 | |
 | AIMS Advantage Credit Card |  | 16.74% p.a. | 16.74% p.a. | - | 9.99% for 6 months | up to 55 days | $25 | $40 or $80 | | |
 | AMEX Blue Sky Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 55 days | $30/2.5% | $0 | - | |
 | AMEX Business Accelerator Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 55 days | $160 | - | | |
 | AMEX Gold Choices Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 55 days | 2.5% or $30 | $49 | - | |
 | AMEX Platinum MoneyBack Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 44 days | $99 | - | | |
 | AMEX Qantas American Express Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 44 days | $30/2.5% | $149 | - | |
 | AMEX Qantas American Express Premium Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | up to 44 days | 2.5% or $30 | $249 | - | |
 | AMEX Qantas American Express Ultimate Credit Card | | 19.99% p.a. | 19.99% p.a. | - | - | - | $25/3% | $450 | - | |
 | AMP Gold Credit Card | | 16.99% p.a. | 16.99% p.a. | - | 7.99% for life | up to 55 days | $70 | $40 or $80 | | |
 | AMP Platinum Credit Card | | 18.99% p.a. | 18.99% p.a. | - | 6.99% for life | up to 55 days | $25/3% | $395 | - | |
 | ANZ Business One - Cash Rewards Credit Card | | 17.85% p.a. | 17.85% p.a. | - | - | up to 40 days | $130 | $60 | | |
| ANZ Business One - Interest Free Days Credit Card | | 17.34% p.a. | 17.34% p.a. | - | - | up to 44 days | $130 | - | | |
| ANZ Business One - Low Rate Credit Card | | 13.66% p.a. | 13.66% p.a. | - | - | - | $130 | - | | |
| ANZ Business One - Rewards Credit Card | | 14.34% p.a. | 14.34% p.a. | - | - | - | $130 | $60 | | |
 | Australian Central MasterCard Credit Card | | 17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $30/2% | $35 | $0 | |
 | BOQ Blue No Annual Fee Credit Card | | 17.99% p.a. | 17.99% p.a. | - | - | - | $5/3% | $0 | $0 | |
 | BOQ Blue Visa Credit Card | | 18.99% p.a. | 18.99% p.a. | - | - | up to 55 days | $5/3% | $49 | $0 | |
 | BOQ Low Rate Visa Credit Card | | 12.49% p.a. | 12.49% p.a. | - | - | up to 55 days | $5/3% | $55 | - | |
 | Bananacoast BCU Bonus Rewarder Credit Card | | 15.8% p.a. | 15.8% p.a. | - | - | up to 55 days | $10/3% | $59 | $0 | |
 | Bananacoast BCU Classic Visa Credit Card | | 10.8% p.a. | 10.8% p.a. | - | - | up to 55 days | $10/3% | $45 | - | |
 | BankWest Business MasterCard Large Rewards Credit Card | | 15.99% p.a. | 15.99% p.a. | - | 7.99% for 6 months | up to 55 days | $69 | $79 | | |
| BankWest Business MasterCard Low Rate Credit Card | | 11.99% p.a. | 11.99% p.a. | 7.99% for 6 months | 7.99% for 6 months | up to 45 days | $39 | $69 | | |
| BankWest Corporate MasterCard Credit Card | | 15.99% p.a. | 15.99% p.a. | - | - | up to 50 days | $99 | $39 or $69 | | |
 | BankWest Lite Gold MasterCard Credit Card | | 9.99% p.a. | 20.49% p.a. | - | - | up to 55 days | $20/2% | $89 | - | |
 | BankWest More Platinum Mastercard Credit Card | | 18.24% p.a. | 20.49% p.a. | - | - | - | $190 | - | | |
 | BankWest Zero MasterCard Credit Card | | 15.99% p.a. | 15.99% p.a. | - | - | up to 55 days | $20/2% | $0 | - | |
 | Bendigo Basic Black Credit Card | | 10.99% p.a. | 10.99% p.a. | - | - | up to 44 days | $10/3% | $45 | - | |
 | Bendigo Business Credit Card | | 15.45% p.a. | 15.45% p.a. | - | - | up to 44 days | $10/3% | $48 | - | |
 | Bendigo Gold Credit Card | | 18.55% p.a. | 18.55% p.a. | - | - | up to 55 days | $10/3% | $85 | $0 | |
 | Bendigo Red - With Interest Free Days Credit Card | | 18.55% p.a. | 18.55% p.a. | - | - | up to 44 days | $10/3% | $45 | $0 | |
 | Big Sky Credit Card with Cash Rewards | | 14.95% p.a. | 14.95% p.a. | 9.7% for 6 months | 9.7% for 6 months | up to 45 days | $25/3% | - | | |
 | Big Sky Visa Credit Card | | 11.95% p.a. | 11.95% p.a. | 9.7% for 6 months | 9.7% for 6 months | up to 45 days | $25/3% | - | | |
 | CUA Low Rate MasterCard Credit Card - Gold | | 11.85% p.a. | 11.85% p.a. | - | - | up to 55 days | $30/2% | $75 | - | |
| CUA Low Rate MasterCard Credit Card - Silver | | 11.85% p.a. | 11.85% p.a. | - | - | up to 55 days | $30/2% | $35 | - | |
| CUA Rewards MasterCard Credit Card - Gold | | 17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $30/2% | $85 | $0 | |
| CUA Rewards MasterCard Credit Card - Silver | | 17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $30/2% | $45 | $0 | |
 | Citibank Cash Back Credit Card | | 20.74% p.a. | 20.74% p.a. | - | - | up to 55 days | $30/2% | $89 | - | |
 | Coles Source MasterCard Credit Card | | 18.99% p.a. | 21.99% p.a. | - | 0% for 6 months | up to 62 days | $10/2.22% | $0 | $0 | |
 | Commonwealth Bank Interest Free Days Business Credit Card | | 15.57% p.a. | 15.57% p.a. | - | - | up to 55 days | $60 | - | | |
| Commonwealth Bank Low Rate Business Credit Card | | 12.55% p.a. | 17.27% p.a. | - | - | - | $0 | - | | |
 | Community CPS Low Rate MasterCard Credit Card (Gold) | | 11.85% p.a. | 11.85% p.a. | 4.9% for 6 months | 4.9% for 6 months | up to 55 days | $75 | - | | |
| Community CPS Low Rate MasterCard Credit Card (Silver) | | 11.85% p.a. | 11.85% p.a. | 4.9% for 6 months | 4.9% for 6 months | up to 55 days | $35 | - | | |
| Community CPS MasterCard Credit Card (Gold) | | 17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $85 | $0 | | |
| Community CPS MasterCard Credit Card (Silver) | | 17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $45 | $0 | | |
 | Community First Low Rate Visa Credit Card | | 10.5% p.a. | 10.5% p.a. | - | - | up to 55 days | $20/3% | $30 | - | |
 | Encompass Visa Credit Card | | 13.75% p.a. | 13.75% p.a. | - | - | up to 55 days | $25/3% | $36 | - | |
 | GE Money eco MasterCard Credit Card | | 18.49% p.a. | 19.99% p.a. | - | 0% for 6 months | up to 55 days | $49 | - | | |
 | GE Money GO MasterCard Credit Card | | 19.99% p.a. | 29.49% p.a. | - | - | up to 62 days | $0 | $0 | | |
 | GE Money Low Rate MasterCard Credit Card | | 14.99% p.a. | 20.49% p.a. | - | 4.99% for 6 months | up to 55 days | $10/2.22% | $58 | - | |
 | HSBC American Express Gold Credit Card | | 19.99% p.a. | 20.99% p.a. | - | 8.99% for 6 months | up to 55 days | $70 | $40 or $80 | | |
 | HSBC Platinum Credit Card | | 17.99% p.a. | 19.25% p.a. | - | 5.99% for 6 months | up to 45 days | $20/3% | $199 | $0 | |
 | Heritage Visa Classic No Frills Credit Card | | 11.3% p.a. | 11.3% p.a. | - | - | - | $10/3% | $0 | - | |
 | Heritage Visa Classic No Rewards Credit Card | | 15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $18 | - | |
 | Heritage Visa Classic with Rewards Credit Card | | 15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $48 | $0 | |
 | Heritage Visa Gold No Frills Credit Card | | 10.75% p.a. | 10.75% p.a. | - | - | - | $10/3% | $0 | - | |
 | Heritage Visa Gold No Rewards Credit Card | | 15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $36 | - | |
 | Heritage Visa Gold with Rewards Credit Card | | 15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $90 | - | |
 | Intech Titanium 55 Credit Card | | 11.8% p.a. | 11.8% p.a. | - | - | up to 55 days | na/3% | $36 | - | |
 | Macquarie Bank Visa Platinum Credit Card | | 19.7% p.a. | 20.7% p.a. | - | % for 6 months | up to 55 days | $200 | - | | |
 | Members Equity MasterCard Credit Card | | 10.99% p.a. | 10.99% p.a. | - | - | up to 44 days | $10/3% | $39 | - | |
 | Myer Visa Credit Card | | 19.49% p.a. | 19.49% p.a. | - | - | up to 62 days | $39 | - | | |
 | NAB Gold Credit Card | | 17.89% p.a. | 17.89% p.a. | - | - | up to 44 days | $10/2.5% | $90 | $0 | |
 | NAB Qantas Platinum Credit Card | | 17.99% p.a. | 17.99% p.a. | - | 6.99% for 6 months | up to 44 days | $290 | $0 | | |
 | NAB Standard Credit Card | | 17.89% p.a. | 17.89% p.a. | - | - | up to 44 days | $10/2.5% | $30 | $0 | |
 | NAB Velocity Business American Express Credit Card | | 17% p.a. | 17% p.a. | - | - | up to 55 days | $10/2.5% | $149 | $0 | |
 | NAB Velocity Standard Credit Card | | 17.99% p.a. | 17.99% p.a. | - | 3.99% for 6 months | up to 44 days | na/2.5% | $65 | $0 | |
 | NAB Velocity Gold Credit Card | | 17.99% p.a. | 17.99% p.a. | - | 3.99% for 6 months | up to 44 days | na/2.5% | $150 | $0 | |
 | NAB Visa Mini Credit Card | | 17.99% p.a. | 17.99% p.a. | - | 5.9% for 6 months | up to 55 days | $10/2.5% | $24 | $0 | |
 | Newcastle Permanent Value+ Credit Card | | 11.34% p.a. | 15.84% p.a. | - | 15.84% for life | up to 55 days | $10/na | $45 | - | |
 | Savings & Loans Visa Care Credit Card | | 15.95% p.a. | 15.95% p.a. | - | - | up to 62 days | $24 | - | | |
| Savings & Loans Visa Debit Card | | 14.95% p.a. | 14.95% p.a. | - | - | - | $25/5% | $24 | - | |
 | St. George BusinessVantage Visa Credit Card | | 17.15% p.a. | 17.15% p.a. | - | - | up to 55 days | $10/2% | $55 | - | |
 | St. George Gold Low Rate Credit Card | | 14.49% p.a. | 18.49% p.a. | - | - | up to 55 days | $10/2% | $79 | - | |
 | St. George No Annual Fee Credit Card | | 18.99% p.a. | 18.99% p.a. | - | - | - | $10/2% | - | | |
 | St. George Starts Low Stays Low Credit Card | | 12.24% p.a. | 12.24% p.a. | - | - | up to 55 days | $10/2% | $69 | - | |
 | Suncorp American Express Gold Credit Card | | 17.49% p.a. | 17.49% p.a. | - | - | up to 55 days | $70 | $40 or $80 | | |
 | Suncorp Clear Options Business Credit Card | | 17.95% p.a. | 19.45% p.a. | - | 2.9% for 12 months | up to 55 days | $45 | $20 pa or $69 pa | | |
 | Suncorp Clear Options Gold Credit Card | | 18.75% p.a. | 19.75% p.a. | - | 2.9% for 12 months | up to 55 days | $25/2.5% | $99 | $19 | |
 | Suncorp Clear Options Plus Credit Card | | 18.99% p.a. | 19.99% p.a. | - | 2.9% for 12 months | up to 55 days | $25/2.5% | $63 | $19 | |
 | Suncorp Clear Options Standard Credit Card | | 11.24% p.a. | 16.99% p.a. | - | 2.9% for 12 months | - | $25/3% | $39 | - | |
 | Victoria Teachers Credit Union Visa Credit Card | | 12.74% p.a. | 12.74% p.a. | - | - | up to 55 days | $20/5% | $0 | - | |
 | Westpac BusinessChoice Everyday Credit Card | | 13.49% p.a. | 18.85% p.a. | - | - | up to 45 days | $75 | - | | |
| Westpac BusinessChoice Rewards Credit Card | | 17.49% p.a. | 17.49% p.a. | - | - | up to 45 days | $150 | - | | |
| Westpac Holden MasterCard Credit Card | | 19.95% p.a. | 20.49% p.a. | - | 3.99% for 6 months | up to 45 days | $10/2% | $55 | - | |
 | Westpac Ignite MasterCard Credit Card | | 13.24% p.a. | 17.99% p.a. | - | - | up to 55 days | 2% | - | | |
| Westpac No Annual Fee MasterCard Credit Card | | 18.99% p.a. | 20.49% p.a. | - | 3.99% for 6 months | - | $10/2% | - | | |
| Westpac Student Visa Credit Card | | 19.45% p.a. | 19.45% p.a. | - | 3.99% for 6 months | up to 55 days | $30 | - | | |
 | mecu Low Rate Visa Credit Card | | 9.14% p.a. | 9.14% p.a. | - | - | - | $20/2.5% | $59 | - | |
| mecu VISA Credit Card | | 12.14% p.a. | 12.14% p.a. | - | - | up to 55 days | $20/2.5% | - | |
