AIMS - AIMS Advantage Credit Card
Own your home sooner
Looking for a credit card to apply for can be a fairly difficult task, considering the fact that there are a lot of banks, non-bank lenders and credit unions to choose from. The trick to making an informed decision is to learn about the interest rates and the general features of the card offered by credit card issuer.
What are the Features of the AIMS Advantage Credit Card?
One of the financial institutions in Australia which also serves as a credit card issuer is AIMS Financial Group. The range of financial services that they offer includes home loans, deposit bonds, commercial loans and credit cards.
With the AIMS Advantage Credit Card, there are several advantages that you can enjoy. If you have acquired a home loan with AIMS, you can link it with your AIMS Advantage Credit Card so that a part or the full amount of your salary can be credited to the account and used to pay off your loan.
This type of credit card offered by AIMS also offers competitive interest rates and there is a 55-day interest free period. The annual fee is waived for the first year and you can take advantage of the competitive rates for balance transfers. Balance transfers are usually offered by credit card issuers to new customers who are switching from one credit card company to another to lower the interest rates that they are paying.
Finally, the AIMS Advantage is an American Express credit card so you can be enrolled in either the Choices or the Ascent program and experience the benefits of either of these rewards programs.
AIMS AIMS Advantage Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 16.74% p.a. |
| Cash Advance Rate (p.a.): | 16.74% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 9.99% for 6 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | - |
AIMS AIMS Advantage Credit Card
AIMS AIMS Advantage Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $25 |
|---|---|
| Rewards Fee (p.a.): | $40 or $80 |
| Late Payment Fee | - |
| Additional Card Fee: | - |
AIMS AIMS Advantage Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Choices $40 - Redeem points for a range of retail gift cards, merchandise and travel rewards, or Ascent $80 - All the benefits of Choices plus the freedom to redeem your points for points with various partner frequent flyer programs. |
