Card Product Name Card Type Purchase Rate (p.a.) Cash Rate (p.a.) Intro Rate Balance Transfer Free Days Min Repay Annual Fee Rewards Fee (p.a.)
Australia and New Zealand Banking Group Limited Low Rate MasterCard ANZ Low Rate MasterCard Mastercard 13.49% p.a. 21.74% p.a. - 2.9% for 12 months up to 55 days $10/2% $58 -
Westpac Banking Corporation Low Rate Credit Card Westpac Low Rate Credit Card Visa
Mastercard
13.49% p.a. 21.49% p.a. - 3.99% for 6 months up to 55 days $10/2% $45 -
Westpac Banking Corporation 55 Day MasterCard or Visa Credit Card Westpac 55 Day MasterCard or Visa Credit Card Visa
Mastercard
19.59% p.a. 21.49% p.a. 0% for 5 months 3.99% for 6 months up to 55 days $10/2% $30
($0 for 1st yr)
-
St. George Bank Vertigo MasterCard St. George Vertigo MasterCard Mastercard 13.24% p.a. 21.49% p.a. - 0.99% for 9 months up to 55 days $10/2% $55 -
American Express Gold Ascent Credit Card AMEX Gold Ascent Credit Card American Express 20.74% p.a. N/A - - up to 44 days $0 -
Australia and New Zealand Banking Group Limited Frequent Flyer 16k Bonus Points ANZ Frequent Flyer 16k Bonus Points Visa
American Express
19.74% p.a. 20.99% p.a. - - up to 44 days $10/2% $40 $55
Virgin Money Flyer Credit Card Virgin Money Flyer Credit Card Visa 20.99% p.a. 20.99% p.a. - 0% for 9 months up to 44 days $99 -
Australia and New Zealand Banking Group Limited First Visa Credit Card ANZ First Visa Credit Card Visa 19.24% p.a. 20.99% p.a. - 2.9% for 1 year up to 44 days $10/2% $0
($0 for 1st yr, $30 thereafter)
-
Australia and New Zealand Banking Group Limited Rewards ANZ Rewards Visa
American Express
19.74% p.a. 20.99% p.a. - - up to 44 days $10/2% $34 $55
Hongkong and Shanghai Banking Corporation Platinum Qantas Credit Card HSBC Platinum Qantas Credit Card Visa 20.99% p.a. 21.99% p.a. - 5.99% for 6 months up to 55 days $199 -
Westpac Banking Corporation Earth Credit Card Westpac Earth Credit Card MasterCard
American Express
19.99% p.a. 21.49% p.a. - 0.99% for 6 months up to 45 days 2% of outstanding or $10 $75 -
Australia and New Zealand Banking Group Limited Rewards Platinum ANZ Rewards Platinum Visa
American Express
19.74% p.a. 20.99% p.a. - - up to 55 days $10/2% $94 $55
Westpac Banking Corporation Earth Gold Credit Card Westpac Earth Gold Credit Card MasterCard
American Express
19.99% p.a. 21.49% p.a. - 0.99% for 6 months up to 45 days 2% of outstanding or $10 $125 -
Westpac Banking Corporation Singapore Airlines Westpac Gold Card Westpac Singapore Airlines Westpac Gold Card Visa
American Express
19.49% p.a. 20.74% p.a. - 0.99% for 6 months up to 45 days 2% of outstanding balance or $10, whichever is the greater $75
($75 for the first year, $125 after)
-
American Express American Express Velocity Business Card AMEX American Express Velocity Business Card American Express N/A N/A - - up to 51 days $249
(Annual fee is Tax Deductible)
-
Australia and New Zealand Banking Group Limited Platinum Card ANZ Platinum Card Visa 19.24% p.a. 20.99% p.a. - - up to 55 days $10/2%
($0 for the first year, $87 thereafter.)
-
Westpac Banking Corporation Altitude Credit Card Westpac Altitude Credit Card American Express
Visa
Mastercard
19.99% p.a. 21.59% p.a. - 3.99% for 6 months up to 45 days $10/2% $100 -
Westpac Banking Corporation Altitude Gold Credit Card Westpac Altitude Gold Credit Card American Express
Visa
Mastercard
19.99% p.a. 21.59% p.a. - 3.99% for 6 months up to 45 days $10/2% $150 -
American Express Qantas Discovery Credit Card AMEX Qantas Discovery Credit Card American Express 20.74% p.a. N/A - - up to 44 days $30/2.5% -
American Express Qantas American Express Premium Credit Card AMEX Qantas American Express Premium Credit Card American Express 20.74% p.a. N/A - - - 2.5% or $30 $149
($149 for the first year, $249 thereafter)
-
American Express Qantas American Express Ultimate Credit Card AMEX Qantas American Express Ultimate Credit Card American Express 20.74% p.a. N/A - - up to 55 days $25/3% $250
($250 for the first year, $450 thereafter)
-
American Express Velocity Gold Credit Card AMEX Velocity Gold Credit Card American Express 20.74% p.a. 20.74% p.a. - - up to 44 days $199 -
American Express Velocity Platinum Card AMEX Velocity Platinum Card American Express 20.74% p.a. 20.74% p.a. - - up to 44 days $349 -
St. George Bank Platinum Credit Card St. George Platinum Credit Card Visa 15.99% p.a. 21.49% p.a. - 3.99% for 6 months up to 55 days $10/2% $89 -
Westpac Banking Corporation 55 Day Gold MasterCard or Visa Credit Card Westpac 55 Day Gold MasterCard or Visa Credit Card Visa
Mastercard
19.59% p.a. 21.49% p.a. - 3.99% for 6 months up to 55 days $10/2% $90 -
Aussie MasterCard Aussie MasterCard Mastercard 13.29% p.a. 19.99% p.a. 2.99% for 6 months 2.99% for 12 months up to 55 days $10/2% $49 -
Virgin Money No Annual Fee Credit Card Visa 16.95% p.a. 16.95% p.a. - 6.9% for 6 months up to 44 days $10/2% $0
(No annual fee, ever.)
-
Macquarie Bank Visa RateSaver Card Macquarie Bank Visa RateSaver Card Visa 13.95% p.a. 21.45% p.a. - 0% for 4 months up to 55 days $50 -
National Australia Bank Low Rate Visa Credit Card NAB Low Rate Visa Credit Card Visa 13.49% p.a. 21.74% p.a. - 0.99% for 6 months up to 55 days $10/2.5% $49 -
Hongkong and Shanghai Banking Corporation Credit Card HSBC Credit Card Visa 17.99% p.a. 21.99% p.a. - 0% for 6 months up to 55 days $30/3% $0
(No annual fee, ever)
-
Hongkong and Shanghai Banking Corporation Credit Card $50 Cashback Offer HSBC Credit Card $50 Cashback Offer Visa 17.99% p.a. 21.99% p.a. - 5.99% for 6 months up to 55 days $30/3% $0
(No annual fee, ever)
-
Suncorp-Metway Ltd Clear Options Standard Credit Card Suncorp Clear Options Standard Credit Card Visa 12.74% p.a. 21.99% p.a. - - - $25/3% $0
($0 for first year, $39 thereafter)
-
Commonwealth Bank Awards Credit Card MasterCard
American Express
20.74% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $25/1.5% $89 -
National Australia Bank Low Fee Credit Card NAB Low Fee Credit Card Visa
Mastercard
19.74% p.a. 21.74% p.a. 1.99% for 6 months 0.99% for 9 months up to 44 days $10/2.5% $30 -
Woolworths Everyday Money Credit Card Woolworths Everyday Money Credit Card Mastercard 19.84% p.a. 21.34% p.a. - 2.99% for 6 months up to 55 days $30/2.5% $49
($0 for 1st yr)
-
Woolworths Qantas Credit Card Mastercard 19.99% p.a. 20.99% p.a. - 5.99% for 6 months up to 55 days 2.5% or $30 $89 -
Macquarie Bank Visa Gold Credit Card Visa 20.45% p.a. 21.45% p.a. - 0% for 6 months up to 55 days $100 -
National Australia Bank Gold Credit Card NAB Gold Credit Card Visa
Mastercard
19.74% p.a. 21.74% p.a. - 0.99% for 12 months up to 44 days $10/2.5% $90 -
Australia and New Zealand Banking Group Limited Frequent Flyer Platinum ANZ Frequent Flyer Platinum Visa
American Express
19.74% p.a. 20.99% p.a. - - up to 55 days $10/2% $240 $55
AIMS Home Loans Advantage Credit Card AIMS Advantage Credit Card American Express 16.74% p.a. 16.74% p.a. - 9.99% for 6 months up to 55 days $25 $40 or $80
AIMS Home Loans Platinum Credit Card AIMS Platinum Credit Card American Express 18.99% p.a. 18.99% p.a. - 6.99% for life up to 55 days $25/3% $395 -
AMP Gold Credit Card AMP Gold Credit Card American Express 16.99% p.a. 16.99% p.a. - 7.99% for life up to 55 days $70 $40 or $80
Australia and New Zealand Banking Group Limited Business One - Cash Rewards Credit Card ANZ Business One - Cash Rewards Credit Card Visa 17.85% p.a. 17.85% p.a. - - up to 40 days $130 $60
Australia and New Zealand Banking Group Limited Business One - Interest Free Days Credit Card ANZ Business One - Interest Free Days Credit Card Visa 17.34% p.a. 17.34% p.a. - - up to 44 days $130 -
Australia and New Zealand Banking Group Limited Business One - Low Rate Credit Card ANZ Business One - Low Rate Credit Card Visa 13.66% p.a. 13.66% p.a. - - - $130 -
Australia and New Zealand Banking Group Limited Business One - Rewards Credit Card ANZ Business One - Rewards Credit Card Visa 14.34% p.a. 14.34% p.a. - - - $130 $60
Australian Central Credit Union MasterCard Credit Card Australian Central MasterCard Credit Card Mastercard 17.99% p.a. 17.99% p.a. - 4.9% for life up to 55 days $30/2% $35 -
Bananacoast Community Credit Union BCU Bonus Rewarder Credit Card Bananacoast BCU Bonus Rewarder Credit Card Visa 15.8% p.a. 15.8% p.a. - - up to 55 days $10/3% $59 -
Bananacoast Community Credit Union BCU Classic Visa Credit Card Bananacoast BCU Classic Visa Credit Card Visa 10.8% p.a. 10.8% p.a. - - up to 55 days $10/3% $45 -
Bendigo Bank Basic Black Credit Card Bendigo Basic Black Credit Card Visa
Mastercard
10.99% p.a. 10.99% p.a. - - up to 44 days $10/3% $45 -
Bendigo Bank Business Credit Card Bendigo Business Credit Card Mastercard 15.45% p.a. 15.45% p.a. - - up to 44 days $10/3% $48 -
Bendigo Bank Gold Credit Card Bendigo Gold Credit Card Visa
Mastercard
18.55% p.a. 18.55% p.a. - - up to 55 days $10/3% $85 -
Bendigo Bank Red - With Interest Free Days Credit Card Bendigo Red - With Interest Free Days Credit Card Visa
Mastercard
18.55% p.a. 18.55% p.a. - - up to 44 days $10/3% $45 -
Big Sky Credit Union Credit Card with Cash Rewards Big Sky Credit Card with Cash Rewards Visa 14.95% p.a. 14.95% p.a. 9.7% for 6 months 9.7% for 6 months up to 45 days $25/3% -
Big Sky Credit Union Visa Credit Card Big Sky Visa Credit Card Visa 11.95% p.a. 11.95% p.a. 9.7% for 6 months 9.7% for 6 months up to 45 days $25/3% -
Credit Union Australia Low Rate MasterCard Credit Card - Gold CUA Low Rate MasterCard Credit Card - Gold Mastercard 13.6% p.a. 13.6% p.a. - - up to 55 days $30/2% $75 -
Credit Union Australia Low Rate MasterCard Credit Card - Silver CUA Low Rate MasterCard Credit Card - Silver Mastercard 11.85% p.a. 11.85% p.a. - - up to 55 days $30/2% $35 -
Credit Union Australia Rewards MasterCard Credit Card - Gold CUA Rewards MasterCard Credit Card - Gold Mastercard 19.24% p.a. 19.99% p.a. - 2.9% for 9 months up to 55 days $30/2% $85 -
Credit Union Australia Rewards MasterCard Credit Card - Silver CUA Rewards MasterCard Credit Card - Silver Mastercard 17.99% p.a. 17.99% p.a. - 4.9% for life up to 55 days $30/2% $45 -
Coles Source MasterCard Credit Card Mastercard 20.24% p.a. 21.99% p.a. - % for 6 months up to 62 days $10/2.22% -
Commonwealth Bank Gold Awards Credit Card MasterCard
American Express
20.74% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $25/1.5% $144 -
Commonwealth Bank Interest Free Days Business Credit Card Commonwealth Bank Interest Free Days Business Credit Card Mastercard 15.57% p.a. 15.57% p.a. - - up to 55 days $60 -
Commonwealth Bank Low Fee Credit Card Mastercard 20.49% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $25/1.5% $24 -
Commonwealth Bank Low Fee Gold Card Mastercard 19.99% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $90 -
Commonwealth Bank Low Rate Business Credit Card Commonwealth Bank Low Rate Business Credit Card Mastercard 12.55% p.a. 17.27% p.a. - - - -
Commonwealth Bank Low Rate Card Mastercard 13.49% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $25/1.5% $48 -
Commonwealth Bank Low rate Gold Card Mastercard 13.24% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $120 -
Commonwealth Bank Platinum Credit Card MasterCard
American Express
20.49% p.a. 21.49% p.a. - 5.99% for 5 months up to 55 days $25/1.5% $280 -
Community CPS Australia Low Rate MasterCard Credit Card (Gold) Community CPS Low Rate MasterCard Credit Card (Gold) Mastercard 11.85% p.a. 11.85% p.a. 4.9% for 6 months 4.9% for 6 months up to 55 days $75 -
Community CPS Australia Low Rate MasterCard Credit Card (Silver) Community CPS Low Rate MasterCard Credit Card (Silver) Mastercard 11.85% p.a. 11.85% p.a. 4.9% for 6 months 4.9% for 6 months up to 55 days $35 -
Community CPS Australia MasterCard Credit Card (Gold) Community CPS MasterCard Credit Card (Gold) Mastercard 17.99% p.a. 17.99% p.a. - 4.9% for life up to 55 days $85 -
Community CPS Australia MasterCard Credit Card (Silver) Community CPS MasterCard Credit Card (Silver) Mastercard 17.99% p.a. 17.99% p.a. - 4.9% for life up to 55 days $45 -
Community First Credit Union Low Rate Visa Credit Card Community First Low Rate Visa Credit Card Visa 10.5% p.a. 10.5% p.a. - - up to 55 days $20/3% $30 -
Encompass Credit Union Visa Credit Card Encompass Visa Credit Card Visa 13.75% p.a. 13.75% p.a. - - up to 55 days $25/3% $36 -
Heritage Building Society Visa Classic No Frills Credit Card Heritage Visa Classic No Frills Credit Card Visa 11.3% p.a. 11.3% p.a. - - - $10/3% -
Heritage Building Society Visa Classic No Rewards Credit Card Heritage Visa Classic No Rewards Credit Card Visa 15.75% p.a. 15.75% p.a. 8.95% for 13 months - up to 55 days $10/3% $18 -
Heritage Building Society Visa Classic with Rewards Credit Card Heritage Visa Classic with Rewards Credit Card Visa 15.75% p.a. 15.75% p.a. 8.95% for 13 months - up to 55 days $10/3% $48 -
Heritage Building Society Visa Gold No Frills Credit Card Heritage Visa Gold No Frills Credit Card Visa 10.75% p.a. 10.75% p.a. - - - $10/3% -
Heritage Building Society Visa Gold No Rewards Credit Card Heritage Visa Gold No Rewards Credit Card Visa 15.75% p.a. 15.75% p.a. 8.95% for 13 months - up to 55 days $10/3% $36 -
Heritage Building Society Visa Gold with Rewards Credit Card Heritage Visa Gold with Rewards Credit Card Visa 15.75% p.a. 15.75% p.a. 8.95% for 13 months - up to 55 days $10/3% $90 -
Intech Credit Union Limited Titanium 55 Credit Card Intech Titanium 55 Credit Card Visa 11.8% p.a. 11.8% p.a. - - up to 55 days na/3% $36 -
Macquarie Bank Visa Platinum Credit Card Macquarie Bank Visa Platinum Credit Card Visa 20.45% p.a. 21.45% p.a. - 0% for 6 months up to 55 days $200 -
Members Equity Bank MasterCard Credit Card Members Equity MasterCard Credit Card Mastercard 10.99% p.a. 10.99% p.a. - - up to 44 days $10/3% $39 -
Myer Visa Credit Card Myer Visa Credit Card Visa 19.49% p.a. 19.49% p.a. - - up to 62 days $39 -
NAB Qantas Card Visa
Mastercard
20.24% p.a. 21.74% p.a. - 0.99% for 9 months up to 44 days $65 -
National Australia Bank Qantas Gold Credit Card NAB Qantas Gold Credit Card American Express
Visa
Mastercard
20.24% p.a. 21.74% p.a. - 0.99% for 12 months up to 44 days $145.5 -
National Australia Bank Qantas Platinum Credit Card NAB Qantas Platinum Credit Card Visa
American Express
20.24% p.a. 21.74% p.a. - - up to 44 days $290 -
National Australia Bank Velocity Standard Credit Card NAB Velocity Standard Credit Card Visa
American Express
20.24% p.a. 21.74% p.a. - 0.99% for 9 months up to 44 days na/2.5% $65 -
National Australia Bank Velocity Business American Express Credit Card NAB Velocity Business American Express Credit Card American Express 17% p.a. 17% p.a. - - up to 55 days $10/2.5% $149 -
National Australia Bank Velocity Gold Credit Card NAB Velocity Gold Credit Card Visa
American Express
20.24% p.a. 21.74% p.a. - 0.99% for 12 months up to 44 days na/2.5% $150 -
Newcastle Permanent Building Society Value+ Credit Card Newcastle Permanent Value+ Credit Card Visa 11.34% p.a. 15.84% p.a. - 15.84% for life up to 55 days $10/na $45 -
Savings & Loans Credit Union Visa Care Credit Card Savings & Loans Visa Care Credit Card Visa 15.95% p.a. 15.95% p.a. - - up to 62 days $24 -
Savings & Loans Credit Union Visa Debit Card Savings & Loans Visa Debit Card Visa 14.95% p.a. 14.95% p.a. - - - $25/5% $24 -
St. George Bank BusinessVantage Visa Credit Card St. George BusinessVantage Visa Credit Card Visa 17.15% p.a. 17.15% p.a. - - up to 55 days $10/2% $55 -
St. George Bank Gold Low Rate Credit Card St. George Gold Low Rate Credit Card Visa
Mastercard
15.99% p.a. 18.49% p.a. - - up to 55 days $10/2% $79 -
St. George Bank No Annual Fee Credit Card St. George No Annual Fee Credit Card Visa
Mastercard
20.49% p.a. 20.49% p.a. - - - $10/2% -
St. George Bank Starts Low Stays Low Credit Card St. George Starts Low Stays Low Credit Card Visa
Mastercard
12.24% p.a. 12.24% p.a. - - up to 55 days $10/2% $69 -
Suncorp-Metway Ltd American Express Gold Credit Card Suncorp American Express Gold Credit Card American Express 17.49% p.a. 17.49% p.a. - - up to 55 days $70 $40 or $80
Suncorp-Metway Ltd Clear Options Business Credit Card Suncorp Clear Options Business Credit Card Visa 18.45% p.a. 19.45% p.a. - 2.9% for 12 months up to 55 days $45 $20 pa or $69 pa
Victoria Teachers Credit Union Visa Credit Card Victoria Teachers Credit Union Visa Credit Card Visa 12.74% p.a. 12.74% p.a. - - up to 55 days $20/5% -
Mecu Ltd Low Rate Visa Credit Card mecu Low Rate Visa Credit Card Visa 9.14% p.a. 9.14% p.a. - - - $20/2.5% $59 -
Mecu Ltd VISA Credit Card mecu VISA Credit Card Visa 12.14% p.a. 12.14% p.a. - - up to 55 days $20/2.5% -