| Card | Product Name | Card Type | Purchase Rate (p.a.) | Cash Rate (p.a.) | Intro Rate | Balance Transfer | Free Days | Min Repay | Annual Fee | Rewards Fee (p.a.) | |
|---|---|---|---|---|---|---|---|---|---|---|---|
 |
ANZ Low Rate MasterCard |  |
13.49% p.a. | 21.74% p.a. | - | 2.9% for 12 months | up to 55 days | $10/2% | $58 | - | |
 |
Westpac Low Rate Credit Card |
|
13.49% p.a. | 21.49% p.a. | - | 3.99% for 6 months | up to 55 days | $10/2% | $45 | - | |
 |
Westpac 55 Day MasterCard or Visa Credit Card |
|
19.59% p.a. | 21.49% p.a. | 0% for 5 months | 3.99% for 6 months | up to 55 days | $10/2% | $30 ($0 for 1st yr) |
- | |
 |
St. George Vertigo MasterCard | |
13.24% p.a. | 21.49% p.a. | - | 0.99% for 9 months | up to 55 days | $10/2% | $55 | - | |
 |
AMEX Gold Ascent Credit Card |  |
20.74% p.a. | N/A | - | - | up to 44 days | $0 | - | ||
 |
ANZ Frequent Flyer 16k Bonus Points |
|
19.74% p.a. | 20.99% p.a. | - | - | up to 44 days | $10/2% | $40 | $55 | |
 |
Virgin Money Flyer Credit Card | |
20.99% p.a. | 20.99% p.a. | - | 0% for 9 months | up to 44 days | $99 | - | ||
 |
ANZ First Visa Credit Card | |
19.24% p.a. | 20.99% p.a. | - | 2.9% for 1 year | up to 44 days | $10/2% | $0 ($0 for 1st yr, $30 thereafter) |
- | |
 |
ANZ Rewards |
|
19.74% p.a. | 20.99% p.a. | - | - | up to 44 days | $10/2% | $34 | $55 | |
 |
HSBC Platinum Qantas Credit Card | |
20.99% p.a. | 21.99% p.a. | - | 5.99% for 6 months | up to 55 days | $199 | - | ||
 |
Westpac Earth Credit Card |
|
19.99% p.a. | 21.49% p.a. | - | 0.99% for 6 months | up to 45 days | 2% of outstanding or $10 | $75 | - | |
 |
ANZ Rewards Platinum |
|
19.74% p.a. | 20.99% p.a. | - | - | up to 55 days | $10/2% | $94 | $55 | |
 |
Westpac Earth Gold Credit Card |
|
19.99% p.a. | 21.49% p.a. | - | 0.99% for 6 months | up to 45 days | 2% of outstanding or $10 | $125 | - | |
 |
Westpac Singapore Airlines Westpac Gold Card |
|
19.49% p.a. | 20.74% p.a. | - | 0.99% for 6 months | up to 45 days | 2% of outstanding balance or $10, whichever is the greater | $75 ($75 for the first year, $125 after) |
- | |
 |
AMEX American Express Velocity Business Card | |
N/A | N/A | - | - | up to 51 days | $249 (Annual fee is Tax Deductible) |
- | ||
 |
ANZ Platinum Card | |
19.24% p.a. | 20.99% p.a. | - | - | up to 55 days | $10/2% |
($0 for the first year, $87 thereafter.) |
- | |
 |
Westpac Altitude Credit Card |
|
19.99% p.a. | 21.59% p.a. | - | 3.99% for 6 months | up to 45 days | $10/2% | $100 | - | |
 |
Westpac Altitude Gold Credit Card |
|
19.99% p.a. | 21.59% p.a. | - | 3.99% for 6 months | up to 45 days | $10/2% | $150 | - | |
 |
AMEX Qantas Discovery Credit Card | |
20.74% p.a. | N/A | - | - | up to 44 days | $30/2.5% | - | ||
 |
AMEX Qantas American Express Premium Credit Card | |
20.74% p.a. | N/A | - | - | - | 2.5% or $30 | $149 ($149 for the first year, $249 thereafter) |
- | |
 |
AMEX Qantas American Express Ultimate Credit Card | |
20.74% p.a. | N/A | - | - | up to 55 days | $25/3% | $250 ($250 for the first year, $450 thereafter) |
- | |
 |
AMEX Velocity Gold Credit Card | |
20.74% p.a. | 20.74% p.a. | - | - | up to 44 days | $199 | - | ||
 |
AMEX Velocity Platinum Card | |
20.74% p.a. | 20.74% p.a. | - | - | up to 44 days | $349 | - | ||
 |
St. George Platinum Credit Card | |
15.99% p.a. | 21.49% p.a. | - | 3.99% for 6 months | up to 55 days | $10/2% | $89 | - | |
 |
Westpac 55 Day Gold MasterCard or Visa Credit Card |
|
19.59% p.a. | 21.49% p.a. | - | 3.99% for 6 months | up to 55 days | $10/2% | $90 | - | |
 |
Aussie MasterCard |  |
13.29% p.a. | 19.99% p.a. | 2.99% for 6 months | 2.99% for 12 months | up to 55 days | $10/2% | $49 | - | |
| Virgin Money No Annual Fee Credit Card |  |
16.95% p.a. | 16.95% p.a. | - | 6.9% for 6 months | up to 44 days | $10/2% | $0 (No annual fee, ever.) |
- | ||
 |
Macquarie Bank Visa RateSaver Card | |
13.95% p.a. | 21.45% p.a. | - | 0% for 4 months | up to 55 days | $50 | - | ||
 |
NAB Low Rate Visa Credit Card | |
13.49% p.a. | 21.74% p.a. | - | 0.99% for 6 months | up to 55 days | $10/2.5% | $49 | - | |
 |
HSBC Credit Card | |
17.99% p.a. | 21.99% p.a. | - | 0% for 6 months | up to 55 days | $30/3% | $0 (No annual fee, ever) |
- | |
|
HSBC Credit Card $50 Cashback Offer | |
17.99% p.a. | 21.99% p.a. | - | 5.99% for 6 months | up to 55 days | $30/3% | $0 (No annual fee, ever) |
- | |
 |
Suncorp Clear Options Standard Credit Card | |
12.74% p.a. | 21.99% p.a. | - | - | - | $25/3% | $0 ($0 for first year, $39 thereafter) |
- | |
| Commonwealth Bank Awards Credit Card |
|
20.74% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $89 | - | ||
 |
NAB Low Fee Credit Card |
|
19.74% p.a. | 21.74% p.a. | 1.99% for 6 months | 0.99% for 9 months | up to 44 days | $10/2.5% | $30 | - | |
 |
Woolworths Everyday Money Credit Card | |
19.84% p.a. | 21.34% p.a. | - | 2.99% for 6 months | up to 55 days | $30/2.5% | $49 ($0 for 1st yr) |
- | |
| Woolworths Qantas Credit Card | |
19.99% p.a. | 20.99% p.a. | - | 5.99% for 6 months | up to 55 days | 2.5% or $30 | $89 | - | ||
| Macquarie Bank Visa Gold Credit Card | |
20.45% p.a. | 21.45% p.a. | - | 0% for 6 months | up to 55 days | $100 | - | |||
 |
NAB Gold Credit Card |
|
19.74% p.a. | 21.74% p.a. | - | 0.99% for 12 months | up to 44 days | $10/2.5% | $90 | - | |
 |
ANZ Frequent Flyer Platinum |
|
19.74% p.a. | 20.99% p.a. | - | - | up to 55 days | $10/2% | $240 | $55 | |
 |
AIMS Advantage Credit Card | |
16.74% p.a. | 16.74% p.a. | - | 9.99% for 6 months | up to 55 days | $25 | $40 or $80 | ||
 |
AIMS Platinum Credit Card | |
18.99% p.a. | 18.99% p.a. | - | 6.99% for life | up to 55 days | $25/3% | $395 | - | |
 |
AMP Gold Credit Card | |
16.99% p.a. | 16.99% p.a. | - | 7.99% for life | up to 55 days | $70 | $40 or $80 | ||
 |
ANZ Business One - Cash Rewards Credit Card | |
17.85% p.a. | 17.85% p.a. | - | - | up to 40 days | $130 | $60 | ||
|
ANZ Business One - Interest Free Days Credit Card | |
17.34% p.a. | 17.34% p.a. | - | - | up to 44 days | $130 | - | ||
|
ANZ Business One - Low Rate Credit Card | |
13.66% p.a. | 13.66% p.a. | - | - | - | $130 | - | ||
|
ANZ Business One - Rewards Credit Card | |
14.34% p.a. | 14.34% p.a. | - | - | - | $130 | $60 | ||
 |
Australian Central MasterCard Credit Card | |
17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $30/2% | $35 | - | |
 |
Bananacoast BCU Bonus Rewarder Credit Card | |
15.8% p.a. | 15.8% p.a. | - | - | up to 55 days | $10/3% | $59 | - | |
 |
Bananacoast BCU Classic Visa Credit Card | |
10.8% p.a. | 10.8% p.a. | - | - | up to 55 days | $10/3% | $45 | - | |
 |
Bendigo Basic Black Credit Card |
|
10.99% p.a. | 10.99% p.a. | - | - | up to 44 days | $10/3% | $45 | - | |
 |
Bendigo Business Credit Card | |
15.45% p.a. | 15.45% p.a. | - | - | up to 44 days | $10/3% | $48 | - | |
 |
Bendigo Gold Credit Card |
|
18.55% p.a. | 18.55% p.a. | - | - | up to 55 days | $10/3% | $85 | - | |
 |
Bendigo Red - With Interest Free Days Credit Card |
|
18.55% p.a. | 18.55% p.a. | - | - | up to 44 days | $10/3% | $45 | - | |
 |
Big Sky Credit Card with Cash Rewards | |
14.95% p.a. | 14.95% p.a. | 9.7% for 6 months | 9.7% for 6 months | up to 45 days | $25/3% | - | ||
 |
Big Sky Visa Credit Card | |
11.95% p.a. | 11.95% p.a. | 9.7% for 6 months | 9.7% for 6 months | up to 45 days | $25/3% | - | ||
 |
CUA Low Rate MasterCard Credit Card - Gold | |
13.6% p.a. | 13.6% p.a. | - | - | up to 55 days | $30/2% | $75 | - | |
|
CUA Low Rate MasterCard Credit Card - Silver | |
11.85% p.a. | 11.85% p.a. | - | - | up to 55 days | $30/2% | $35 | - | |
|
CUA Rewards MasterCard Credit Card - Gold | |
19.24% p.a. | 19.99% p.a. | - | 2.9% for 9 months | up to 55 days | $30/2% | $85 | - | |
|
CUA Rewards MasterCard Credit Card - Silver | |
17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $30/2% | $45 | - | |
| Coles Source MasterCard Credit Card | |
20.24% p.a. | 21.99% p.a. | - | % for 6 months | up to 62 days | $10/2.22% | - | |||
| Commonwealth Bank Gold Awards Credit Card |
|
20.74% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $144 | - | ||
 |
Commonwealth Bank Interest Free Days Business Credit Card | |
15.57% p.a. | 15.57% p.a. | - | - | up to 55 days | $60 | - | ||
| Commonwealth Bank Low Fee Credit Card | |
20.49% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $24 | - | ||
| Commonwealth Bank Low Fee Gold Card | |
19.99% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $90 | - | |||
|
Commonwealth Bank Low Rate Business Credit Card | |
12.55% p.a. | 17.27% p.a. | - | - | - | - | |||
| Commonwealth Bank Low Rate Card | |
13.49% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $48 | - | ||
| Commonwealth Bank Low rate Gold Card | |
13.24% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $120 | - | |||
| Commonwealth Bank Platinum Credit Card |
|
20.49% p.a. | 21.49% p.a. | - | 5.99% for 5 months | up to 55 days | $25/1.5% | $280 | - | ||
 |
Community CPS Low Rate MasterCard Credit Card (Gold) | |
11.85% p.a. | 11.85% p.a. | 4.9% for 6 months | 4.9% for 6 months | up to 55 days | $75 | - | ||
|
Community CPS Low Rate MasterCard Credit Card (Silver) | |
11.85% p.a. | 11.85% p.a. | 4.9% for 6 months | 4.9% for 6 months | up to 55 days | $35 | - | ||
|
Community CPS MasterCard Credit Card (Gold) | |
17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $85 | - | ||
|
Community CPS MasterCard Credit Card (Silver) | |
17.99% p.a. | 17.99% p.a. | - | 4.9% for life | up to 55 days | $45 | - | ||
 |
Community First Low Rate Visa Credit Card | |
10.5% p.a. | 10.5% p.a. | - | - | up to 55 days | $20/3% | $30 | - | |
 |
Encompass Visa Credit Card | |
13.75% p.a. | 13.75% p.a. | - | - | up to 55 days | $25/3% | $36 | - | |
 |
Heritage Visa Classic No Frills Credit Card | |
11.3% p.a. | 11.3% p.a. | - | - | - | $10/3% | - | ||
 |
Heritage Visa Classic No Rewards Credit Card | |
15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $18 | - | |
 |
Heritage Visa Classic with Rewards Credit Card | |
15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $48 | - | |
 |
Heritage Visa Gold No Frills Credit Card | |
10.75% p.a. | 10.75% p.a. | - | - | - | $10/3% | - | ||
 |
Heritage Visa Gold No Rewards Credit Card | |
15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $36 | - | |
 |
Heritage Visa Gold with Rewards Credit Card | |
15.75% p.a. | 15.75% p.a. | 8.95% for 13 months | - | up to 55 days | $10/3% | $90 | - | |
 |
Intech Titanium 55 Credit Card | |
11.8% p.a. | 11.8% p.a. | - | - | up to 55 days | na/3% | $36 | - | |
 |
Macquarie Bank Visa Platinum Credit Card | |
20.45% p.a. | 21.45% p.a. | - | 0% for 6 months | up to 55 days | $200 | - | ||
 |
Members Equity MasterCard Credit Card | |
10.99% p.a. | 10.99% p.a. | - | - | up to 44 days | $10/3% | $39 | - | |
 |
Myer Visa Credit Card | |
19.49% p.a. | 19.49% p.a. | - | - | up to 62 days | $39 | - | ||
| NAB Qantas Card |
|
20.24% p.a. | 21.74% p.a. | - | 0.99% for 9 months | up to 44 days | $65 | - | |||
 |
NAB Qantas Gold Credit Card |
|
20.24% p.a. | 21.74% p.a. | - | 0.99% for 12 months | up to 44 days | $145.5 | - | ||
 |
NAB Qantas Platinum Credit Card |
|
20.24% p.a. | 21.74% p.a. | - | - | up to 44 days | $290 | - | ||
 |
NAB Velocity Standard Credit Card |
|
20.24% p.a. | 21.74% p.a. | - | 0.99% for 9 months | up to 44 days | na/2.5% | $65 | - | |
 |
NAB Velocity Business American Express Credit Card | |
17% p.a. | 17% p.a. | - | - | up to 55 days | $10/2.5% | $149 | - | |
 |
NAB Velocity Gold Credit Card |
|
20.24% p.a. | 21.74% p.a. | - | 0.99% for 12 months | up to 44 days | na/2.5% | $150 | - | |
 |
Newcastle Permanent Value+ Credit Card | |
11.34% p.a. | 15.84% p.a. | - | 15.84% for life | up to 55 days | $10/na | $45 | - | |
 |
Savings & Loans Visa Care Credit Card | |
15.95% p.a. | 15.95% p.a. | - | - | up to 62 days | $24 | - | ||
|
Savings & Loans Visa Debit Card | |
14.95% p.a. | 14.95% p.a. | - | - | - | $25/5% | $24 | - | |
 |
St. George BusinessVantage Visa Credit Card | |
17.15% p.a. | 17.15% p.a. | - | - | up to 55 days | $10/2% | $55 | - | |
 |
St. George Gold Low Rate Credit Card |
|
15.99% p.a. | 18.49% p.a. | - | - | up to 55 days | $10/2% | $79 | - | |
 |
St. George No Annual Fee Credit Card |
|
20.49% p.a. | 20.49% p.a. | - | - | - | $10/2% | - | ||
 |
St. George Starts Low Stays Low Credit Card |
|
12.24% p.a. | 12.24% p.a. | - | - | up to 55 days | $10/2% | $69 | - | |
 |
Suncorp American Express Gold Credit Card | |
17.49% p.a. | 17.49% p.a. | - | - | up to 55 days | $70 | $40 or $80 | ||
 |
Suncorp Clear Options Business Credit Card | |
18.45% p.a. | 19.45% p.a. | - | 2.9% for 12 months | up to 55 days | $45 | $20 pa or $69 pa | ||
 |
Victoria Teachers Credit Union Visa Credit Card | |
12.74% p.a. | 12.74% p.a. | - | - | up to 55 days | $20/5% | - | ||
 |
mecu Low Rate Visa Credit Card | |
9.14% p.a. | 9.14% p.a. | - | - | - | $20/2.5% | $59 | - | |
|
mecu VISA Credit Card | |
12.14% p.a. | 12.14% p.a. | - | - | up to 55 days | $20/2.5% | - |