ANZ - Balance Visa
Be rewarded for reducing your balance
Home loans, credit and debit cards, personal lending services, savings accounts, travel related services and online share investing are the types of financial services offered by ANZ in Australia. The company has a long history behind them, which also translates to the length of experience that they have in the field of banking. If you are looking for a reliable credit card issuer, then you can take your pick from the line of credit cards available through ANZ.
Earn Cashbacks with ANZ Balance Visa Credit Card
The line of credit cards which are available through ANZ includes the ANZ First Visa card, the Low Rate MasterCard, the series of Frequent Flyer cards, ANZ Gold and the ANZ Balance Visa Credit Card.
The main feature offered by the ANZ Balance Visa Credit Card is that you will be earning Cashbacks for reducing the balance on your bill. This means that you will be earning corresponding rewards points for every dollar that you pay against the balance of your credit card.
As previously mentioned, the points earned through the program can be redeemed as cashbacks, but they can also be converted to gift cards and shopping vouchers. There is one more advantage to this type of rewards program, which is that the points that you earned will not expire as long as the account is open.
Finally, the primary features of the Balance Visa card offered by ANZ includes a competitive interest rate, a low annual fee, a minimal credit limit and up to 55 days as an interest-free period.
ANZ Balance Visa General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 13.99% p.a. |
| Cash Advance Rate (p.a.): | 20.99% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 0% for 6 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | - |
ANZ Balance Visa Fees & Charges |
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| Annual Fee (p.a.): | $57 |
|---|---|
| Rewards Fee (p.a.): | $22 |
| Late Payment Fee | - |
| Additional Card Fee: | $10 |
ANZ Balance Visa Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Earn Reward Points every time you make a repayment. Redeem Rewards Points for shopping vouchers and gift cards. |
