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Credit unions in Australia were formed with the aim of providing more member-friendly financial products and services to their members. As compared to banks, the interest rates for loans and credit cards which are charged by credit unions are usually lower, due to the fact that they are member-owned and managed. Thus, if you are in the market for a credit card supplier that will give you the best set of benefits, choose from one of the many credit card unions in the country.

The Australian Central Credit Union MasterCard

The Australian Central Credit Union is a financial institution which offers a complete range of banking services and products to its members. One type of credit card available through this credit union is the Australian Central Credit Union MasterCard.

The basic benefits of this type of card includes competitive interest rates and up to 55 days as an interest-free period on all the purchases that you will make. The competitive rates also apply to cash advance withdrawals and balance transfers made against the account.

Now, as an Australian Central Credit Union MasterCard holder, you do have the option of applying for either a Silver or a Gold MasterCard. With the Gold MasterCard, the annual fee is higher as compared to the Silver card, but the set of benefits are almost the same. By choosing the Gold car, you will also earn corresponding points which can be redeemed under the Qantas Frequent Flyers program.

Finally, this type of card which is available through the Australian Central Credit Union offers flexibility in terms of payment. Here, you can use the PayLite facility where you can choose a number of months to make the payment terms a lot lighter for you. All in all, both the rewards and the standard features of the MasterCard offered by one of the top credit unions in Australia brings about a lot of benefits to its owner.

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