Citibank - Gold Card
Take control of your finances
When you are in the market for a credit card to buy, the first thing that you need to look at is the interest rate, the reliability of the financial institution and the rewards and benefits that you will get to enjoy. Before filling out those online application forms, it is good to first make a comparison of the best rates in the market so that you would not have to pay any more on fees and interests than you have to.
Premium Advantages of the Citibank Gold Credit Card
Firstly, Citibank Australia offers more than twenty types of credit cards for their business banking and personal banking clients. This is due to the fact that the company is aware that each individual customer has different wants, needs and payment capabilities, so they made sure that the line of credit card types that they offer will suit the needs of even the most finicky customer.
With the Citibank Gold Credit Card, you will get to enjoy premium rewards as a Gold credit card holder. First, there is a high enough credit limit so that you will have the advantage of a substantial purchasing power. Second, there is a really low interest rate which is especially helpful for transferring your balance over when consolidating your credit card bills.
There is also a free Rewards program where you can earn Qantas Frequent Flyer points. Finally, the Citibank Gold Credit Card will entitle you to the Citibank Take Flight program, you can get free international travel insurance and there is a 55-day interest free period.
Citibank Gold Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 19.99% p.a. |
| Cash Advance Rate (p.a.): | 19.99% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 2.9% for 12 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | 4 |
| Min Repayment: | $30/2% |
Citibank Gold Card Fees & Charges |
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| Annual Fee (p.a.): | $119 |
|---|---|
| Rewards Fee (p.a.): | $0 |
| Late Payment Fee | $10 |
| Additional Card Fee: | $30 |
Citibank Gold Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Points that never expire and the option of Qantas Frequent Flyer Points |
