Heritage - Visa Classic with Rewards Credit Card

No annual fee in the first year
In just over twenty-five years of being in service to the Australian community, the Heritage Building Society has already gained the trust and loyalty of many individuals. The Heritage Building Society is a financial institution which is owned by its members and this is why the people running it are focused on meeting the various demands of its steadily growing clientele.
The Heritage Building Society began its operations in 1981, but only after the merging of 2 groups that have been present in the industry for well over a hundred years each. The Darling Downs Building and the Toowoomba Permanent Building Society, two building societies which were established in 1897 and 1875 respectively, joined forces to create the Heritage Building Society.
Because this financial institution has an enviable history in the community, the Heritage Building Society is adamant to maintain its high quality standards by remaining true to its values of excellence, integrity, and community involvement. To keep on doing this, the Heritage Building Society offers fair prices for flexible products which are explained in the simplest manner by dedicated staff, to ensure the security of a client and his or her finances.
The Heritage Building Society offers lot of products and services like loans, insurance, and credit cards just to name a few. If one is looking for basic credit card with the perks, then a recommended choice would be the Heritage Visa Classic with Rewards Credit Card.
The Heritage Visa Classic with Rewards Credit Card can be used worldwide and one gets access to the rewards program, travel assistance services, as well as cash disbursement and card replacement during emergency situations.
Heritage Visa Classic with Rewards Credit Card General Details |
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| Purchase Rate (p.a.): | 16.75% p.a. |
| Cash Advance Rate (p.a.): | 16.75% p.a. |
| Intro Rate: | 8.95% for 13 months |
| Balance Transfer: | - |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | $10/3% |
Heritage Visa Classic with Rewards Credit Card
Heritage Visa Classic with Rewards Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $48 |
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| Rewards Fee (p.a.): | $0 |
| Late Payment Fee | $20 |
| Additional Card Fee: | - |
Heritage Visa Classic with Rewards Credit Card Rewards Program |
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| Rewards Program Available: |
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| Rewards Program Description: | Earn 1 point for every dollar spent on Visa purchases. Rewards points can be redeemed for a wide range of travel, shopping, financial and lifestyle rewards. |