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The Heritage Building Society has received the much coveted distinction of being the country's most awarded and largest building society. But this financial institution was only given this pronunciation because of two strong and formidable forces behind it.

In 1875, the Toowoomba Permanent Building Society was formed, and in 1897, a similar organisation in the form of the Darling Downs Building Society was established. Both building societies worked independently, well into the 1900's, but in the latter part of the 20th century, it was decided that these two groups merge to create the Heritage Building Society.

In 1981, the forces of the Darling Downs Building Society and the Toowoomba Permanent Building Society were joined, and the Heritage Building Society was born. Because of the combined centuries of dedicated service, the Heritage Building System is determined to uphold core values of excellence, integrity, and of course, community involvement.

The Heritage Building Society keeps to its goals by guaranteeing top of the line products and services to its many clients. Fair prices on flexible products like loans, savings accounts, and debit and credit cards, just to name a few, are Heritage Building Society practices. One of the top credit card picks from the Heritage Building Society is the Heritage Visa Gold No Frills Credit Card.

The Heritage Visa Gold No Frills Credit Card offers the gold privileges of Visa but without the fuss of earning points for the rewards program. A holder may receive travel assistance, card replacement and cash disbursement for emergencies, round-the-clock customer service, and worldwide access. The Heritage Visa Gold No Frills Credit Card is the best card for those who don't often spend using credit, but would prefer to have a cash alternative on hand.

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