HSBC - Gold Credit Card
Includes a comprehensive insurance package
The HSBC Group is one of the world's leading corporations and it is ranked as fourth on the list of companies with the most assets. Founded in Hong Kong in 1865, HSBC has come a long way since and it has many divisions and branches that can be located all over the world. The HSBC Group has a staggering clientele figure of approximately 125 million individuals and around 315,000 employees come to the aid of this growing number each day. Right now, the HSBC holds more than 10,000 branches and offices worldwide, and there is a portion of this found in Australia.
HSBC Australia began its operations in 1965 and in 1986, it was able to get a license for commercial banking. Some of the commercial banking services offered by this group include electronic banking, cash management, trading, and business grants, among others.
On the personal finance side, HSBC Australia also has a line of products for its customers. A client of HSBC Australia may look into the bank's offers on savings accounts, loans, insurance, and credit cards, just to name a few.
One of the credit card choices that a client may consider from HSBC Australia is the HSBC Gold Credit Card. The HSBC Gold Credit Card has a lot of features, and you can receive reward points per dollar charged. As assortment of awards like travel, entertainment, shopping, financial, or merchandise awards may be won in the Rewards program. Also, insurance services are guaranteed with the HSBC Gold Credit Card.
The annual fee is $89, currently waived for the first year.
HSBC Gold Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 18.99% p.a. |
| Cash Advance Rate (p.a.): | 21.75% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 5.99% for 6 months |
| Interest Free Days: | up to 45 days |
| Additional Cards: | 1 |
| Min Repayment: | $20/3% |
HSBC Gold Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $89 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $30 |
| Additional Card Fee: | - |
HSBC Gold Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Earn Rewards Points for every dollar you spend, including double and triple points at Bonus Partners. Plus, choose from an exclusive range of shopping, entertainment, travel, merchandise and financial Rewards. |
HSBC Gold Credit Card Balance Transfer Program |
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| Balance Transfer Program Available: |
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| Balance Transfer Conditions: | Limited to the first balance transfer request per account from other store cards and non- HSBC credit cards. |
