HSBC - Credit Card

Life's better with more zeros

HSBC is a most trusted name in the banking world, and it has made its presence felt in over 83 countries all over the globe. Established in 1865, the HSBC group was founded in Hong Kong but now has its headquarters in London. The banking group made its way to Australia in the year 1965, and it was just in 1986 when it was granted the license for commercial banking. In the recent decade, HSBC Australia has proven to the financial community that it is a formidable and capable force, and it reaped 20 prestigious and most coveted awards in the last 3 years alone.

The products and services offered by HSBC Australia address both the personal and commercial needs of its clients. HSBC Australia provides assistance when it comes to wealth management, investments, online security, and consumer finance just to name a few of its personal services. On the commercial side, HSBC Australia assists in electronic banking, trading, and export finance among others.

One of HSBC Australia's top products is its group of credit cards. An ideal HSBC card is the HSBC Credit Card which is perfect for those who require a cash alternative that isn't costly. The HSBC Credit Card is accepted worldwide, and there's a great rewards program that one can take advantage of in more than 40 countries. Cash withdrawals, easy repayments, and online transactions - these are other HSCB Credit Card features that are guaranteed.

Apply online for the HSBC Credit Card

HSBC Credit Card General Details

Card Type: Visa
Purchase Rate (p.a.): 16.99% p.a.
Cash Advance Rate (p.a.): 19.99% p.a.
Intro Rate: -
Balance Transfer: 5.99%
for 6 months
Interest Free Days: up to 55 days
Additional Cards: 1
Min Repayment: $30/3%

HSBC Credit Card Fees & Charges

Annual Fee (p.a.): $0
Rewards Fee (p.a.): -
Late Payment Fee $30
Additional Card Fee: -

HSBC Credit Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: -

HSBC Credit Card Balance Transfer Program

Balance Transfer Program Available: Yes
Balance Transfer Conditions: Applies for the first 6 months and is limited to the first balance transfer request per account from other store cards or non-HSBC Credit Cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate