Macquarie Bank - Visa RateSaver Card

Macquarie Bank Visa RateSaver Card

Low annual fees and interest rates

Eligibility Requirements

To be eligible# for this credit card you need to ensure:

  • You are 18 years old or over
  • You are a permanent resident of Australia
  • You have a good credit rating
  • You must earn a minimum taxable income of $50,000 per annum.

Macquarie Bank offers both budget and premium credit card options in conjunction with Visa to suit a variety of credit card users' needs. The Macquarie RateSaver Card provides quality benefits and excellent interest rates, making it attractive for those credit card users on a budget.

About The Macquarie Visa RateSaver Card

The Macquarie RateSaver Card offers credit card users the dual benefits of Macquarie Bank's low interest rate with the global acceptance of Visa. The Macquarie RateSaver Card offers an excellent range of benefits for credit card users including 0%*# interest on balance transfers and low interest rates while also offering the latest in security measures including microchip technology and 24/7 fraud monitoring.

The Macquarie RateSaver Credit Card has the following benefits:

  • 0%* interest on balances transferred from other credit cards for the first 4 months^#
  • Up to 55 days interest free on purchases
  • Low annual fee of just $50
  • Low interest rate of 12.70%p.a on purchases
  • An interest rate of 19.70%p.a on cash advances, and
  • latest security and 24/7 fraud monitoring

#Rates and conditions correct when published but subject to change at anytime, please check with the product provider before making an application.

Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions apply and are available upon request. An annual fee currently $50 for the Primary Card applies, and $10 for each Additional Card applies. Other fees and charges may apply. Allow up to 10 working days to process your application.

*0% p.a. interest rate applies only to balances transferred with this offer at the time of application and from the date the account is approved. Minimum repayments are required.

^Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 6 months from the date your card is approved, and then reverts to the standard variable rate applicable for purchases. The standard variable interest rate is currently 11.95%pa for purchases and 18.95%pa for cash advances, which is subject to change and Macquarie Card Services credit criteria.

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Macquarie Bank Visa RateSaver Card General Details
Card Type: Visa
Purchase Rate (p.a.): 12.7% p.a.
Cash Advance Rate (p.a.): 19.7% p.a.
Intro Rate: -
Balance Transfer: %
for 4 months
Interest Free Days: up to 55 days
Additional Cards: -
Min Repayment: -

Online application is currently not available for the
Macquarie Bank Visa RateSaver Card
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Macquarie Bank Visa RateSaver Card Fees & Charges
Annual Fee (p.a.): $50
Rewards Fee (p.a.): -
Late Payment Fee -
Additional Card Fee: -

Macquarie Bank Visa RateSaver Card Rewards Program
Rewards Program Available: Yes
Rewards Program Description: -

Macquarie Bank Visa RateSaver Card Balance Transfer Program
Balance Transfer Program Available: Yes
Balance Transfer Conditions: Applies only to balances transferred with this offer at the time of application. Transferred balances will be repaid first.