St. George - Platinum Credit Card
The ultimate shopping and travel card
Established since 1937, St. George Bank is a retail bank in Australia that made it to the top list of publicly listed companies in the country. It has set a solid standing in the financial service industry and remains to be one of the best choices for retail, institutional, and business banking needs. It specialises in wealth management and after it earned its banking license in 1992, St. George Bank was able to provide effective financial tools and solutions for different types of customers.
With a variety of loans, insurances, and accounts to offer, an impressive line of credit card offers also comes your way. St. George Bank Platinum credit card offers the best rates and services for your shopping sprees and travel expenses.
St. George Platinum Credit Card Premium Benefits
- Relatively low APRs (annual percentage rates) for cash advances and purchases
- Affordable platinum credit card fee
- Low introductory rates for balance transfers within a specified period
- Interest-free days to help you save more on credit card purchases
- Complimentary insurance package for overseas travel, concierge service, extended warranty, purchase protection, accidents, as well as inconvenience on domestic flights
- Rebates and additional benefits from St. George accounts
- Instant card replacement during emergencies
- Unlimited services through phone or online banking
- Additional cards available
- Access to St. George account services when linked to the St. George Platinum credit card
- Platinum card rewards and programs
Interest rate is current as at 13/03/09 and is subject to change. For Platinum an interest rate of 19.99% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
These benefits are provided to cardholders and are subject to Terms and Conditions (http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
St. George Platinum Credit Card General Details |
|
| Card Type: |
|
|---|---|
| Purchase Rate (p.a.): | 14.25% p.a. |
| Cash Advance Rate (p.a.): | 19.99% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 3.99% for 6 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | 3 |
| Min Repayment: | $10/2% |
St. George Platinum Credit Card Fees & Charges |
|
| Annual Fee (p.a.): | $89 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $35 |
| Additional Card Fee: | $0 |
St. George Platinum Credit Card Rewards Program |
|
| Rewards Program Available: |
|
|---|---|
| Rewards Program Description: | - |
