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A low interest rate and no annual fee

From a start-up fund of $480 pooled by only 48 members in 1972, Victoria Teachers Credit Union has managed to grow and respond to the financial needs of the education community. To date, it has more than $900 million worth of assets and a growing number of 77,000 members. Its success in the local credit market may be attributed to excellence in service delivery and commitment to serve its members.

Victoria Teachers Credit Union is a member-owned financial organisation, which draws strength from understanding the needs of its customers. With this, the credit union based in Victoria offers a good variety of financial services through loans, insurances, investments, and transaction accounts. It has also launched its own bank cards such as the ATM, Visa Debit, and Visa credit card.

To meet your daily financial needs, Victoria Teachers Credit Union Visa credit card is designed to offer the best value for spending. You're sure to get lower rates based on these features of Victoria Teachers Credit Union Visa credit card:

• No annual card fee
• Relatively low interest rates
• Interest-free period on credit card purchases
• 24/7 access to funds through EFTPOS terminals, phone or online banking service
• Visa card privileges
• Zero payment for monthly administration

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