Virgin Money - No Annual Fee Credit Card

Discover the card you've been longing for

Virgin Money is a member of Virgin companies, a global group known for its innovative services and customer benefits. In 2003, it began its operation in Australia as a financial service provider. But aside from home loans and superannuation, Virgin Money also offers another great financial tool for daily spending - the Virgin Money credit card. Since then, hundreds of thousands of customers are already using the Virgin Money credit card.

With a promise to give you lower rates for increased services, the Virgin Money credit card has the following benefits and features to offer:

• 2.9% introductory rates for balance transfers
• No annual credit card fee - Say goodbye to annual fees. Enjoy the same benefits without having to pay more for membership.
• Competitive interest rates - Get lower ongoing fees.
• Interest-free period - Avoid revolving credits by repaying your monthly balance in full. You can also save more with interest-free days on credit card purchases.
• MasterCard privileges - Use your Virgin Money credit card worldwide.
• Secured transactions - Enjoy safe and easy access to funds.
• Repayment insurance - Get protection for monthly balance repayments.
• Additional cardholder - Apply for free.
• Customise your card - Pick the best color for your credit card.

Balance Transfer Terms and Conditions

No Annual Fee Credit Card Balance Transfer 6.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer period, your interest rate will revert to the Virgin No Annual Fee Credit Card APR for cash advances, currently 20.99% p.a. The current Virgin No Annual Fee Credit Card APR for retail purchases is 16.95% p.a. Interest rates are variable, subject to change and our credit criteria.