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Annual card fee waived for the first year

Westpac Banking Corporation was established in 1817 as the Bank of New South Wales until it acquired a new trading name in 1982. Its expansion included key locations all over Australia, also with branches in New Zealand and the Pacific region.

Westpac Bank is behind some of the most successful corporate and business banking activities in Australia. Personal banking is also made more efficient and clear through its service innovations such as round-the-clock online banking facilities, emergency card replacements, and links to other accounts. Among its top banking products are home and personal loans, transaction accounts, insurances, investments, and credit cards. With years of experience in international banking services, Westpac Bank continues to provide apt solutions to daily spending. With this, the Westpac 55 Day Gold MasterCard® or Visa® was launched to give local consumers more financial options.

Why switch to Westpac 55 Day Gold MasterCard or Visa?

• Receive higher credit limits
• Save more with competitive annual percent rates (APR) for purchases
• Cash advances available at lower interest rates
• Enjoy more interest-free days on purchases (so long as you pay the monthly balance in full)
• Pay less for annual card fee, which can be waived once you meet the spending requirement
• Take advantage of zero to low balance transfer rates

Westpac 55 Day Gold Credit Card benefits also include:

• Overseas travel insurance (covers medical expenses, personal liability, rental car damage and theft, lost luggage and personal documents)
• Purchase protection
• Extended warranties
• Insurance coverage for transport accidents
• Optional repayment plan
• Complimentary package for identity theft insurance

*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated

Visa is a registered trademark of Visa Worldwide PTe Limited.

Apply online for the Westpac 55 Day Gold MasterCard or Visa Credit Card