Westpac - 55 Day Platinum Visa Credit Card
Annual card fee waived for the first year
Westpac 55 day Platinum Visa#0174; credit card
Westpac has been active in the Australian banking arena for over 191. With approximately 10 million customers, Westpac has more than 1,200 branches and 2,700 ATM’s available to their customers in Australia.
Westpac is one of the largest Australian providers of wealth platforms by funds under administration, providing a range of banking and financial services, including retail, business and institutional banking.
Westpac is one of the few banks in the world with an AA or higher credit rating.
Westpac is heavily involved in the local community and charities. Westpac offers support to educational, environmental, indigenous groups and supports rescue services.
55 Day Platinum Visa® credit card
The 55 Day Platinum Visa credit card has a range of great features that you would expect to see with a platinum credit card.
- Competitive interest rate on purchases and cash advances.
- Up to 55 days interest free on credit purchases where your closing balance is paid in full by the due date each month.
- A competitive annual fee that can be waived for the first year and ongoing, if you make credit purchases over a set amount.
The 55 Day Platinum Visa credit card exclusives
Platinum credit cards come with terrific privileges and services.
- Complimentary Overseas Travel Insurance.
- Complimentary Transport Accident Insurance.
- Complimentary Rental Vehicle Excess Insurance.
- Complimentary Purchase Security Insurance.
- Complimentary Extended Warranty Insurance.
- 55 Day Platinum Concierge service.
- Optional credit card repayment protection.
Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
Visa is a registered trademark of Visa Worldwide PTe Limited.
Apply online for the Westpac 55 Day Platinum Visa Credit Card
Westpac 55 Day Platinum Visa Credit Card General Details |
|
| Card Type: |
|
|---|---|
| Purchase Rate (p.a.): | 18.84% p.a. |
| Cash Advance Rate (p.a.): | 20.49% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 1.99% for 9 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | - |
Westpac 55 Day Platinum Visa Credit Card Fees & Charges |
|
| Annual Fee (p.a.): | $130 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | - |
| Additional Card Fee: | - |
Westpac 55 Day Platinum Visa Credit Card Rewards Program |
|
| Rewards Program Available: |
|
|---|---|
| Rewards Program Description: | - |
Westpac 55 Day Platinum Visa Credit Card Balance Transfer Program |
|
| Balance Transfer Program Available: |
|
|---|---|
| Balance Transfer Conditions: | Only available to customers who wish to transfer the balance(s) from a non-Virgin or non-Westpac credit card(s), charge card(s) or store card(s). Each balance transfer must be a minimum of $200. |
