Westpac - Altitude Credit Card
Reward yourself in half the time
Westpac Banking Corporation first began its trading operation in 1897. Formerly known as the Bank of New South Wales, it later changed its name to Westpac Banking Corporation in 1982. Westpac now has key offices all over Australia and branches in New Zealand and the Pacific region. As a publicly listed company, it has hundreds of thousands of shareholders not only in Australia but even overseas.
Westpac Bank is a known financial service provider in the country. With keen understanding of local market needs, it continues to offer viable solutions to financial problems. Based on its excellent service delivery, the Westpac Bank Altitude credit card was introduced to offer greater ease and flexibility.
Westpac Altitude Credit Card Features
- Relatively low ongoing fees for interest and annual card payment
- Interest-free days on purchases (available when monthly balance is paid in full)
- Receive both the Altitude MasterCard#0174; and American Express#0174; credit Card
- Rewards and bonus points from credit card purchases
- Repayment protection plan also available
Additional Benefits
- Use your Altitude MasterCard to get cash advances in ATM networks worldwide
- Get access to other accounts when linked with Altitude MasterCard
- Apply for additional cardholders
- Accumulate more Altitude points that won't expire (as long as the account is still active)
- Collect more points from bonus partners
Use your Altitude points for:
- Booking accommodations and other travel packages
- Travel rewards through accumulated frequent flyer points
- Freebies and special prizes, which include appliances and gadgets, clothing apparel, food and wine, and shopping vouchers
- Points Plus Payment
American Express is a registered trademark of American Express Company.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Westpac Altitude Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 19.14% p.a. |
| Cash Advance Rate (p.a.): | 20.99% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 1.99% for 9 months |
| Interest Free Days: | up to 45 days |
| Additional Cards: | - |
| Min Repayment: | $10/2% |
Westpac Altitude Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $100 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $35 |
| Additional Card Fee: | - |
Westpac Altitude Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Earn one Altitude point per dollar spent with your Altitude MasterCard. Redeem points for a wide range of rewards, including the latest technological gadgets, homewares, clothing, wine, as well as vouchers for David Jones, Prouds and Myer. |
Westpac Altitude Credit Card Balance Transfer Program |
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| Balance Transfer Program Available: |
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|---|---|
| Balance Transfer Conditions: | Only available to customers who wish to transfer the balance(s) from a non-Virgin or non-Westpac credit card(s), charge card(s) or store card(s). Each balance transfer must be a minimum of $200. |
