Westpac - Altitude Gold Credit Card

Purchase security and extended warranty

Westpac Banking Corporation has been around for almost 200 years. Established since 1817, it started out as as the Bank of New South Wales before it acquired its new name in 1982. Now, it is one of Australia's top financial service providers. It was able to expand its services not only in different key locations in the country but also in New Zealand and the Pacific region. It specializes on various areas of banking services for retail customers, businesses, and local institutions. Westpac Banking Corporation is also enlisted with Australian Securities Exchange Limited with thousands of shareholders all over the country.

Westpac Bank has also established itself as a reliable source of credit card accounts. With this, the Westpac Altitude Gold credit card promises to offer more. You'll get the same Altitude card features plus more insurance benefits.

Westpac Altitude Gold Credit Card Features

  • Competitive interest rates and annual fee for a gold credit card
  • Introductory rates for balance transfers
  • Interest-free days on purchases to help you save more
  • 24/7 customer service
  • Higher credit limits
  • Extended warranties and purchase protection for free
  • Optional repayment plan
  • No-cost travel insurance
  • Convenient access to funds

With overseas travel insurance, you'll enjoy additional benefits such as:

  • Coverage for medical expenses
  • Personal liability
  • Rental car damage and theft
  • Protection for lost luggage and documents

*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.

American Express is a registered trademark of American Express Company.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Visa is a registered trademark of Visa Worldwide PTe Limited.

Apply online for the Westpac Altitude Gold Credit Card

Westpac Altitude Gold Credit Card General Details

Card Type: American Express
Visa
Mastercard
Purchase Rate (p.a.): 19.14% p.a.
Cash Advance Rate (p.a.): 20.99% p.a.
Intro Rate: -
Balance Transfer: 1.99%
for 9 months
Interest Free Days: up to 45 days
Additional Cards: 1
Min Repayment: $10/2%

Westpac Altitude Gold Credit Card Fees & Charges

Annual Fee (p.a.): $150
Rewards Fee (p.a.): -
Late Payment Fee $35
Additional Card Fee: -

Westpac Altitude Gold Credit Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: Earn Altitude points for your purchases. Redeem points for a wide range of rewards, including the latest technological gadgets, homewares, clothing, wine, as well as vouchers for David Jones, Prouds and Myer.

Westpac Altitude Gold Credit Card Balance Transfer Program

Balance Transfer Program Available: Yes
Balance Transfer Conditions: This special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application.*