Westpac - Altitude Platinum Credit Card
Voted 'Best of the Best' 5 years in a row
Westpac Bank is one of the leading financial service providers in the country. Since it started in 1817, it has established growth not only in key locations in Australia but also in New Zealand and other parts of Asia and the Pacific region. Its global presence has contributed to its success with years of experience in different banking services. Among its loyal customers are retail consumers, small to large scale businesses, local institutions, and corporate clients.
Westpac Bank in Australia is a top choice for various financial products such as home loans, insurances, investments, international banking services, transaction accounts, and credit cards. Its impressive line of credit cards give customers the best value for their money. As a matter of fact, the Westpac Altitude Platinum credit card was named "Best Bank Rewards Program" by Money Magazine in 2007.
Westpac Altitude Platinum Credit Card Features and Benefits
- Option for Platinum American Express® and MasterCard® - The Altitude Platinum American Express Card will help you collect more points from credit card purchases. The Altitude Platinum MasterCard may also be used in various locations worldwide and can be a good way to earn more rewards.
- Special offers from American Express Card and MasterCard - You can redeem points for travel rewards, entertainment vouchers, gifts, and other prices as part of the membership program. Access to 24/7 banking facilities are also available.
- Complimentary Packages - Altitude Platinum credit card will let you enjoy additional benefits such as overseas travel insurance, extended warranty, purchase protection, concierge services, frequent flyer programs, and transport accident coverage.
- Lower ongoing fees - Great rewards and additional benefits await you for a relatively low annual fee for a platinum credit card. You'll also get competitive interest rates for various credit card transactions.
*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
American Express is a registered trademark of American Express Company
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Westpac Altitude Platinum Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 19.14% p.a. |
| Cash Advance Rate (p.a.): | 20.99% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 1.99% for 9 months |
| Interest Free Days: | up to 45 days |
| Additional Cards: | - |
| Min Repayment: | $10/2% |
Westpac Altitude Platinum Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $295 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $35 |
| Additional Card Fee: | - |
Westpac Altitude Platinum Credit Card Rewards Program |
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| Rewards Program Available: |
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| Rewards Program Description: | When you use your Altitude Platinum American Express® Card for purchases1, you earn 3 points per $1 spent. Use your Altitude Platinum MasterCard® for purchases and you’ll earn 1 point per $1 spent. |
Westpac Altitude Platinum Credit Card Balance Transfer Program |
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| Balance Transfer Program Available: |
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|---|---|
| Balance Transfer Conditions: | This special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application.* |
