Westpac - Earth Credit Card
Earn 5,000 extra Qantas Frequent Flyer points
Westpac Banking Corporation introduces Earth credit cards to customers who may benefit from wide service coverage and competitive rates. As a Westpac Earth credit card holder, you'll enjoy safe and easy access to funds through phone or online facilities. Great rewards and wide variety of options also await those who will apply for the Westpac Earth credit card.
Enjoy these advantages with the Westpac Earth Credit Card:
- Competitive variable interest rates
- Get zero to low balance transfer rates within the introductory period
- Take advantage of more interest-free days on credit card purchases
- Lower fixed interest rates on some products and services with Qantas
- Lower annual card fee
- Zero to low membership fee for the Qantas Frequent Flyer Program
- Earn Qantas Frequent Flyer points for travel rewards and special offers
- Recieve both the American Express® and MasterCard® Earth Credit Card
- Get help from 24/7 customer service
- Earn more Frequent Flyer points with the Westpac Earth American Express credit card
- Enjoy worldwide acceptance in millions of outlets when using the Westpac Earth MasterCard
- Highly secure credit card transactions
The Westpac Earth credit card offers an amazing package with lower rates and better services. The rewards will also let you use your credit card with more flexibility and ease. Just by using your Westpac Earth credit card, you automatically earn Frequent Flyer points.
Balance transfer conditions This special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
American Express is a registered trademark of American Express Company.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Westpac Earth Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 19.14% p.a. |
| Cash Advance Rate (p.a.): | 20.64% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 1.99% for 9 months |
| Interest Free Days: | up to 45 days |
| Additional Cards: | - |
| Min Repayment: | $10/2% |
Westpac Earth Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $100 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $35 |
| Additional Card Fee: | - |
Westpac Earth Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | The Earth American Express Card earns 1 Qantas Frequent Flyer point per $1 spent on purchases. The Earth MasterCard earns 0.5 Qantas Frequent Flyer points per $1 spent on purchases. |
Westpac Earth Credit Card Balance Transfer Program |
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| Balance Transfer Program Available: |
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|---|---|
| Balance Transfer Conditions: | This special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application |
