Westpac - Earth Platinum Credit Card
Earn 20,000 extra Qantas Frequent Flyer points
Westpac is one of the largest Australian banking providers in Australia, providing a large range of banking and financial services, such as retail, business and institutional banking services.
Australians have been banking with Westpac for over 191 years. With approximately 10 million customers, Westpac has more than 1,200 branches and 2,700 ATM’s available in Australia.
Westpac is involved in the local community and Australian charities. Westpac offers support to educational, environmental, indigenous groups and also supports rescue services in Australia.
Westpac Earth Platinum Visa® credit card
The Westpac Earth Platinum Visa credit card has a range of features for you to benefit from, including:
- A competitive interest rate on purchases and cash advances.
- Interest free periods.
- A competitive annual fee that can be adjusted according to circumstances.
- Extra cards available.
Westpac Earth Platinum credit card exclusives
Platinum credit cards come with terrific privileges and services.
- Complimentary Overseas Travel Insurance.
- Qantas Frequent Flyer points available (conditions apply)
- Worldwide emergency assistance.
- Complimentary Purchase Security Insurance.
- Complimentary Extended Warranty Insurance.
- Concierge service.
Depending of the issuer of you Westpac Earth Platinum credit card, you have access to other privileges. You can benefit from:
- The Entré program from American Express.
- The American Express Selects rewards program.
- MasterCard applause rewards program.
- MasterCard Moments rewards program.
*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
American Express is a registered trademark of American Express Company.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Westpac Earth Platinum Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 19.14% p.a. |
| Cash Advance Rate (p.a.): | 20.64% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 1.99% for 9 months |
| Interest Free Days: | up to 45 days |
| Additional Cards: | - |
| Min Repayment: | - |
Westpac Earth Platinum Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $250 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | - |
| Additional Card Fee: | - |
Westpac Earth Platinum Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | The Earth Platinum American Express card earns 1.5 Qantas Frequent Flyer points per $1 spent on purchases. The Earth Platinum MasterCard earns 0.5 Qantas Frequent Flyer points per $1 spent on purchases. |
Westpac Earth Platinum Credit Card Balance Transfer Program |
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| Balance Transfer Program Available: |
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|---|---|
| Balance Transfer Conditions: | This special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application.* |
