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Westpac - Earth+

Westpac Banking Corporation Earth+

One of the best premium cards that saves you money

Westpac Banking Corporation is behind Earth credit cards that offer less expensive rates and great rewards to banking customers. Service delivery is made fast, easy, and highly secured through Internet and phone facilities for credit card payments. All you have to do is register to enjoy these innovative services.

With Westpac Bank Earth+ Plus credit card, you get the same benefits from Earth credit cards plus so much more. Earth+ Plus credit card is best for travelers who need easy access to funds wherever they are in the world. It will also be a smart choice for people who are in search of amazing travel rewards.


With Westpac Bank Earth+ Plus credit card, you're sure to enjoy the following:


More Affordable Rates

  • Competitive variable interest rates on credit card purchases
  • Zero to low balance transfer rates within the honeymoon period
  • Interest-free days on purchases (available when you pay your monthly balance in full)
  • Lower fixed interest rates on products and services by Qantas

Great Travel Rewards

  • Complimentary insurance coverage for overseas travel
  • Less expensive overseas cash advance fees
  • Relatively low payment for foreign currency transactions

Other Benefits

  • Get zero to low membership fee for Qantas Frequent Flyer
  • Earn Qantas Frequent Flyer points for travel upgrades and prizes
  • Use option for American Express or MasterCard
  • Collect more frequent flyer points when using Earth American Express card
  • Use Earth MasterCard in millions of service outlets worldwide
  • Enjoy highly secured transactions

Review each credit card feature based on terms and conditions that apply to rates and special offers. For inquiries, please contact customer service representatives.

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Westpac Earth+ General Details

Card Type: MasterCard
American Express
Purchase Rate (p.a.): 17.99% p.a.
Cash Advance Rate (p.a.): 19.24% p.a.
Intro Rate: -
Balance Transfer: 0.99%
for 6 months
Interest Free Days: up to 55 days
Additional Cards: -
Min Repayment: $10/2%

Online application is currently not available for the
Westpac Earth+

Westpac Earth+ Fees & Charges

Annual Fee (p.a.): $125
Rewards Fee (p.a.): $0
Late Payment Fee $35
Additional Card Fee: $0

Westpac Earth+ Rewards Program

Rewards Program Available: Yes
Rewards Program Description: Accelerated Qantas Frequent Flyer points earning plus an extra Qantas Frequent Flyer point per $1 you spend on selected Qantas products and services. Free Qantas Frequent Flyer membership.