Westpac - Holden MasterCard Credit Card
Save thousands on the purchase of a new car
Westpac Banking Corporation is one of the top financial service providers in Australia. It also has key branches in New Zealand, other parts of Asia, and the Pacific Region. Its global presence helped establish its financial strength.
Over the years, Westpac Bank continues to find ways on how to serve their customers better. Aside from loans, insurances, investments, and various transaction accounts, it is also known as a great source of credit card products. In giving customers the flexibility they need, Westpac credit cards offer some of the finest deals. Take for instance the Westpac Holden MasterCard®. With the Westpac Holden MasterCard, you can save thousands for a sweet ride and get the chance to own a brand new Saab, Hummer, or Holden.
Westpac Holden MasterCard Features
- Lower annual card fee, which can be waived for the initial year
- Competitive interest rates
- Zero to low honeymoon rates for balance transfers
- Interest-free period on credit card purchases (available when monthly balance is paid in full)
- 24/7 online banking facilities
- Links to other accounts
- Emergency card replacements
- Additional cards available for free
Additional benefits:
- Chance to earn up to $3,000 Core Rebate for a new Holden, Hummer, or Saab (available through credit card purchases)
- Bonus rebates from Westpac general insurance products and GM Holden dealers
- Discounts, freebies, and special offers from program partners
- Free motor show admission
- Optional repayment plan
*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Westpac Holden MasterCard Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 19.95% p.a. |
| Cash Advance Rate (p.a.): | 20.49% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 3.99% for 6 months |
| Interest Free Days: | up to 45 days |
| Additional Cards: | 1 |
| Min Repayment: | $10/2% |
Westpac Holden MasterCard Credit Card
Westpac Holden MasterCard Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $55 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $35 |
| Additional Card Fee: | - |
Westpac Holden MasterCard Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | With the GM Holden Card 10% of every dollar you spend on credit purchases goes towards a saving on the price of a new Holden, Saab or Hummer. |
Westpac Holden MasterCard Credit Card Balance Transfer Program |
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| Balance Transfer Program Available: |
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|---|---|
| Balance Transfer Conditions: | This special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application.* |
