A simple no frills card with a low interest rate

With keen focus on ranging customer needs, Westpac Bank has found a solid standing in the local market place. As a financial service provider, it helped create a difference in the finance industry by giving customers the best service they could have. With flexible terms for insurances, loans, investments, bank accounts, and credit cards, it continues to expand to other worldwide locations.

Aside from rewards, Westpac Bank also recognises the need for low-rate cards. So even if you keep a revolving credit, the Westpac Low Rate credit card will make it easier for you to repay the balance. Compared to other bank cards, this low-rate credit card offers better alternatives without compromising the service quality.

If what you need are lower ongoing fees, then you might as well get back to basics with the Westpac Low Rate credit card.

Westpac Low Rate MasterCard Key Features

• Enjoy zero to low balance transfer rates within the honeymoon period
• Pay less for the annual card fee
• Save more with relatively low annual percentage rates for credit card purchases
• Get competitive interest rates for cash advances
• Take advantage of the interest-free period

Additional benefits include:

• Option for a Visa or MasterCard
• Wide acceptance in different ATM networks and branches worldwide
• 24/7 banking service through online banking facilities
• Additional cardholders for free
• Optional repayment plan to help cover for unpaid balances
• Customer service assistance
• Emergency card replacements

*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.

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