Westpac - Low Rate Credit Card

Westpac Banking Corporation Low Rate Credit Card

A simple no frills card with a low interest rate

With keen focus on ranging customer needs, Westpac Bank has found a solid standing in the local market place. As a financial service provider, it helped create a difference in the finance industry by giving customers the best service they could have. With flexible terms for insurances, loans, investments, bank accounts, and credit cards, it continues to expand to other worldwide locations.

Aside from rewards, Westpac Bank also recognises the need for low-rate cards. So even if you keep a revolving credit, the Westpac Low Rate credit card will make it easier for you to repay the balance. Compared to other bank cards, this low-rate credit card offers better alternatives without compromising the service quality.

If what you need are lower ongoing fees, then you might as well get back to basics with the Westpac Low Rate credit card.

Westpac Low Rate MasterCard Key Features

  • Enjoy zero to low balance transfer rates within the honeymoon period
  • Pay less for the annual card fee
  • Save more with relatively low annual percentage rates for credit card purchases
  • Get competitive interest rates for cash advances
  • Take advantage of the interest-free period

Additional benefits include:

  • Option for a Visa or MasterCard
  • Wide acceptance in different ATM networks and branches worldwide
  • 24/7 banking service through online banking facilities
  • Additional cardholders for free
  • Optional repayment plan to help cover for unpaid balances
  • Customer service assistance
  • Emergency card replacements

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Westpac Low Rate Credit Card General Details

Card Type: Visa
Mastercard
Purchase Rate (p.a.): 12.64% p.a.
Cash Advance Rate (p.a.): 19.98% p.a.
Intro Rate: -
Balance Transfer: 3.99%
for 6 months
Interest Free Days: up to 55 days
Additional Cards: 1
Min Repayment: na/2%

Online application is currently not available for the
Westpac Low Rate Credit Card

Westpac Low Rate Credit Card Fees & Charges

Annual Fee (p.a.): $45
Rewards Fee (p.a.): -
Late Payment Fee $35
Additional Card Fee: $0

Westpac Low Rate Credit Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: -