Westpac - Low Rate Credit Card

A simple no frills card with a low interest rate
With keen focus on ranging customer needs, Westpac Bank has found a solid standing in the local market place. As a financial service provider, it helped create a difference in the finance industry by giving customers the best service they could have. With flexible terms for insurances, loans, investments, bank accounts, and credit cards, it continues to expand to other worldwide locations.
Aside from rewards, Westpac Bank also recognises the need for low-rate cards. So even if you keep a revolving credit, the Westpac Low Rate credit card will make it easier for you to repay the balance. Compared to other bank cards, this low-rate credit card offers better alternatives without compromising the service quality.
If what you need are lower ongoing fees, then you might as well get back to basics with the Westpac Low Rate credit card.
Westpac Low Rate MasterCard Key Features
- Enjoy zero to low balance transfer rates within the honeymoon period
- Pay less for the annual card fee
- Save more with relatively low annual percentage rates for credit card purchases
- Get competitive interest rates for cash advances
- Take advantage of the interest-free period
Additional benefits include:
- Option for a Visa or MasterCard
- Wide acceptance in different ATM networks and branches worldwide
- 24/7 banking service through online banking facilities
- Additional cardholders for free
- Optional repayment plan to help cover for unpaid balances
- Customer service assistance
- Emergency card replacements
Westpac Low Rate Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 12.64% p.a. |
| Cash Advance Rate (p.a.): | 19.98% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 3.99% for 6 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | 1 |
| Min Repayment: | na/2% |
Westpac Low Rate Credit Card
Westpac Low Rate Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $45 |
|---|---|
| Rewards Fee (p.a.): | - |
| Late Payment Fee | $35 |
| Additional Card Fee: | $0 |
Westpac Low Rate Credit Card Rewards Program |
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| Rewards Program Available: |
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| Rewards Program Description: | - |