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Designed especially for full-time tertiary students

As one of the leading finance groups in Australia, Westpac Banking Corporation has established a good name in the field of customer service excellence. Since it was established in 1817, it has always been a source of effective solutions to the local market place.

Westpac Bank is firmly focused on giving various types of customers good financial options. Aside from local institutions, corporate clients, and businesses, students are also part of its growing number of customers. With the Westpac Student Visa® card, tertiary students can now enjoy easy access to funds. Credit card payments help students to manage their finances well and use emergency funds whenever they need. However, only full-time students may apply for the Westpac Student Visa card.

Westpac Student Visa Credit Card Features

• Low annual card fee which can be waived for the first year
• Interest-free period to help you save more in your credit card purchases
• Variable interest at competitive rates
• Ranging credit limits ($300, $400 & $500)

Credit Card service benefits also include:

• 24/7 access to funds through various ATM networks and EFTPOS terminals
• Visa card privileges such as worldwide acceptance
• Emergency card replacements
• Optional repayment plan for unpaid balances
• Highly secured online transactions
• Access to online banking services
• Customer service assistance
• Links to other bank accounts

*Balance transfer conditionsThis special rate is only available to customers who are applying for a new Westpac credit card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s) at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate Payments made to your credit card account are first applied to any amounts transferred under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After the balance transfer period the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.

Visa is a registered trademark of Visa Worldwide PTe Limited.

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