Proudly Australian

Wizard - Fast Credit Card

Wizard Home Loans Fast Credit Card

Start enjoying the benefits

Wizard Home Loans has been in the business since 1996. As a non-bank lender, it helps provide better service package in the mortgage market. With branches in key locations all over Australia, Wizard Home Loans introduced various financial products and services at lower rates. It is a good source not only of home loans but also of various types of insurances, real estate services, and credit card offers.

For people in need of flexible payment options, Wizard Home Loans Fast credit card is specially designed for banking customers who need lower balance transfer rates and access to rewards programs. With this credit card, you'll also get links to home loan accounts. This access will make home ownership less complicated.

Additional service features include:

Lower ongoing fees

  • Introductory rates for balance transfer
  • Relatively low interest rates
  • Zero annual card fee for the first year
  • Lower annual fee for succeeding years
  • Annual fee can also be waived based on the spending requirement
  • Lower membership fees for rewards programs

Additional benefits

  • Interest-free days on credit card purchases (not available for cash advances and balance transfers)
  • Ranging credit limits (subject to approval)
  • Easy access to funds through secured banking services
  • Reliable customer service assistance
  • Choice between two rewards programs - Choices and Ascent

More rewards

  • Choices Membership Program - Redeem points for retail vouchers, gifts, and special offers
  • Ascent Membership Program - Enjoy the same benefits of Choices Membership Program PLUS earn frequent flyer points for travel rewards

Flexible payment plans

  • Automatic payment option through Wizard Smart Choice Loan
  • Direct debit account
  • Bpay
  • Cheques

Compare All Credit Cards | Our Top 10 Credit Cards

Wizard Fast Credit Card General Details

Card Type: American Express
Purchase Rate (p.a.): 17.49% p.a.
Cash Advance Rate (p.a.): 17.49% p.a.
Intro Rate: -
Balance Transfer: 7.99%
for 6 months
Interest Free Days: up to 55 days
Additional Cards: -
Min Repayment: $25/3%

Online application is currently not available for the
Wizard Fast Credit Card

Wizard Fast Credit Card Fees & Charges

Annual Fee (p.a.): $25
Rewards Fee (p.a.): $40 or $80
Late Payment Fee $20
Additional Card Fee: -

Wizard Fast Credit Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: Choices $40 - Redeem points for a range of retail gift cards, merchandise and travel rewards, or Ascent $80 - All the benefits of Choices plus the freedom to redeem your points for points with various partner frequent flyer programs.