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The American Express Rewards Program is the leading rewards program of American Express Australia. It provides cardholders the opportunity to avail of products and services listed under Travel Rewards, Entertainment Rewards, Shopping Rewards and more. American Express Personal Cardholders are eligible for the Choices and Ascent reward programs, while American Express Qantas Corporate or Business Cardholders are qualified for the Spirit reward programs.

With the Choices rewards program, members who love to travel can allocate their points on TravelKey, where points can be used to avail of travel packages offered by Travelscene American Express Credit Cards. Points can also be used on accommodations and resorts in American Express Partner Hotels in Australia and Asia. Members can also use their points to shop for various merchandise, avail of gift cards, and obtain credit for increased spending capability. Choices program also allows members to redeem a product even if they are short of points through Points plus Pay, where they can combine their existing points with card payments. The program further rewards long-time members with additional discounts of up to 20%, depending on the length of their membership period. American Express charges an annual fee of $40 for Personal Card, American Express Gold Credit Card, American Express Blue Sky Credit Card, Gold Credit Card, and Business Card, and $55 for the Corporate Card.

Meanwhile, Ascent program provides members with all the benefits under the Choices program, plus the chance to avail of a Frequent Flyer program. American Express charges an annual fee of $80 for Personal Card, Gold Charge Card, Blue Credit Card, Gold Credit Card, and Business Card, and $89 for the Corporate Card. The annual fee for the Rewards Maximiser, Platinum Charge Card, Platinum Business Card, and American Express Platinum Credit Card is already included in the card's annual fee.

Lastly, the Spirit rewards program also offers the Qantas Frequent Flyer program and accommodation rewards, Points plus Pay, gift card redemptions, and additional discounts for long-time members. The annual fee charged by American Express for the Spirit rewards is $89 for the Corporate Card and $59 for the Business Card.

These programs offered by American Express rewards its cardholders the opportunity to enjoy various services and products by using their credit cards. The American Express Program is well-known for the best deals it continues to offer today, and remains as one of the most competitive rewards system in Australia and the rest of the world.