Use credit cards wisely over Christmas

18 November 2008

With Christmas quickly approaching, chances are that you'll be using your credit cards a lot more. There are presents to buy, sales, Christmas parties to go to, family to entertain, and Christmas Day dinner to get. Sometimes it's just easier to use your credit cards and worry about paying them off later.

Unfortunately, this can sometimes result in a nasty shock when you get the bill on your credit cards. It's important to use your credit cards wisely over Christmas to help avoid high credit card bills.

The Woolworths credit card - the Woolworths Everyday Money credit card offers a rewards program that gives you instore cash back offers, just for doing your shopping. You earn reward points for doing your everyday shopping. Reward points are easily earned with the Woolworths credit card.

3 reward points - purchasing Woolworths Select items.
2 reward points - any other purchase in Woolworths and any owned stores.
1 reward point - purchases from other stores.

Learn more about the Woolworths Everyday Money credit card.

Another way of saving while using your credit card is to get a low rate credit card. The Citibank Clear credit card, voted best low rate credit card by Credit Cards, offers the great low rate of just 12.49%p.a. The Citibank Clear credit card offers up to 55 days interest free, but if you find that you can't repay your owing balance within this time, you will only have a low rate of interest to repay.

Learn more about the Citibank Clear credit card.

Compare credit cards and find the best credit card for you to use over Christmas.

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