Know how to use your low rate credit card

21 November 2008

New research has come out that many Australian women are having trouble repaying their credit cards. Apparently, less than one in five are able to pay off their owing balances each month.

If you are having trouble paying off your credit cards, but find you still need to use a credit card, a balance transfer to a low rate credit card could be what you need.

Many low rate credit cards have balance transfer options that offer no interest for an introductory period. It is important that this no interest feature only applies to the amount you have transferred over. Any purchases you make will have the normal interest rate applied.

Additionally, many low rate credit cards have interest free days. If you pay off your purchase within this period, you won't be charged any interest.

One low rate credit card that offers these features is the St George Vertigo MasterCard. This great St George credit card has an interest rate of only 11.89%p.a.

The St George Vertigo MasterCard features:

Up to 55 days interest free on purchases.
0% interest for the first six months with balance transfers.
A competitive annual fee of $55.
A competitive cash advance interest rate.
Easy online and phone banking 24/7.
Additional cards are available.

Apply now for the St George Vertigo MasterCard online today or look for other low rate credit cards and find the best credit card to help you pay for your fun purchases - shoes, handbags and clothes.

If you find you are in serious credit card debt, consult with a professional financial consultant.

Compare credit cards.

Back to News Index | Back to Home