You can use your low rate credit card over Christmas
27 November 2008
The holiday season is almost upon us. It's a time for excitement - shopping, parties, presents, the list goes on. It' a season of spending lots of money. This usually means that you'll be whipping out the credit card frequently to pay for items. If you're not careful about which credit card you use over Christmas, you could get a nasty shock when you receive your next bill.
If you're using a low rate credit card, you might be able to save some money. Many credit cards come with an interest free period. This period is dependent on your billing cycle, so you might not actually have the lengthy interest free period you thought you had. This means you will be accruing interest on your credit card.
A low rate credit card can come in handy over the Christmas period if you are making purchases that don't quite mesh with your interest free period. If you are charged interest, it will be a lower rate.
The Citibank Clear credit card has an interest rate of just 12.49%p.a.
The Citibank Clear low rate credit card features:
- Up to 55 days interest free.
- 0%p.a on balance transfers for the first six months.
- Competitive annual fee of $65.
- A competitive cash advance rate of 20.74%p.a.
- Up to 4 additional cards for family and friends.
- Benefits and discounts through Visa and Citibank.
Apply online for a Citibank Clear credit card and enjoy the holiday season.
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