Beat the banks
19 February 2008
With the new year well underway it's time to make sure that our finances are in order. If you haven't recovered from your Christmas spending spree and still have a monster credit card bill sitting there it might be a good time to take some action and save some money.
Today, there is no reason to have a credit card account that is killing you with the interest repayments.
With all the balance transfer credit cards on the market offering consumers a zero percent interest rate its only a matter of taking the time to do a little research on which card at another bank is best for you and then to complete the online application form.
Online banking has made our lives easy and there is no excuse not to take advantage of the savings on offer.
When you deposit money into a regular savings account the bank pays you .01% interest on your savings. I wouldn't even call that a token gesture on their part.
With service like that you are under no obligation to "your bank" to keep any of your accounts with them including your credit card account.
A better deal elsewhere is not hard to find so don't just keep throwing money away by keeping your existing credit card account, there's certainly no need to do that.
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