Why go for interest free credit cards
14 July 2008
Many credit cards come with interest free days on purchases. This means that you have a set number of days to pay off your purchases before interest affects your owing balance. This is a very useful feature of credit cards.
For example, you want to purchase an item on sale before payday. You can't afford the item now, but you know you will come payday - however the sale will be over by then. By using your credit cards with interest free days, you can purchase the item and pay off your owing balance on payday.
It is important to confirm with your bank how the interest free period on your credit cards works. Many credit cards only offer the maximum number of interest free days at the beginning of a billing period. Remember to be clear on the terms and conditions of your interest free credit cards so you don't end up paying more interest than you have to.
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