Commonwealth Bank Credit Cards
11 March 2009
The Commonwealth Bank of Australia is the countries' second largest bank and offers integrated financial services including retail, personal and business banking, funds management, insurance, superannuation, and investment and sharebroking products. The Commonwealth Bank also offers an array of credit cards to cater for the Australian public.
Commonwealth bank credit cards are available for all Australian residents over the age of 18 and have a good credit rating. To apply is a simple 20 minute process with the card being delivered within 10 working days. All Commonwealth bank credit cards have an interest free period attached with up to 55 interest-free days. Like most Australian banks, monthly payments are based upon the credit cards limit and what has been charged upon it, with the Commonwealth bank it is usually a payment of $25 per month.
Features
The Commonwealth bank offers Autopay, an automatic direct debit that a customer can attached to their savings or transaction account that will pay their minimum credit cards payment each month.
The feature and benefits of the Commonwealth credit cards include:
- State-of-the-art security and fraud detection systems,
- Chip technology,
- Access to NetBank,
- PayPass "Tap and Go" functionality (MasterCard only),
- Emergency card replacement,
- Support from the largest retail banking network in Australia, including over 1,000 branches
The security of Commonwealth bank credit cards is of a high standard with advanced fraud detection systems monitoring all systems at all times. The system is designed to pick up any suspicious transactions and notify the cardholder while individual credit cards are issued with feature market-leading chip technology. There are additional security options for Commonwealth bank customers with Secure Internet Shopping and Secure Sentinel.
Secure Sentinel is a central service that offers protection against fraud and can be attached to everything from credit cards to mobile phones to passport protection. Commonwealth bank also offers additional payment protection insurance with a program, CreditCard Plus that assists customers to make their credit cards repayments in the case of unforeseen events such as unemployment, injury or death.
The Commonwealth Bank Connection offers also prove to be very popular for credit cards users with the Global Connection giving all Gold credit card holders automatic access to international travel assistance and advice. The Platinum Connection offered by the Commonwealth Bank gives personal assistance service worldwide include help with travel information, current festivals and events and gifts.
Companion Airfare Deal is a complimentary feature for Platinum cardholder that entitles them to savings on business or first class return tickets with certain airlines.
The Commonwealth Bank offers a CommAwards points systems which gives customers the chance to accumulate points on their credit cards after joining the CommAwards program. The program offers rewards on travel, accommodation, shopping, merchandise, entertainment and cash back with Gold and Platinum cardholders eligible for extra privileges.
Travel Plus is another popular Commonwealth Bank feature where customers are offered the chance to pay for travel services with their accrued CommAwards points. The Travel Plus option assists Commonwealth Bank customers in paying for flights with over 450 airlines, accommodation, travel insurance, holiday packages, car hire, sightseeing activities and cruises.
Commonwealth Bank credit cards include:
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Awards Credit Card
Commonwealth Bank Gold Credit Card
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Platinum Credit Card
Low Rate Credit Cards
You don't need to be an Aussie customer
Take control of your finances by paying a low interest rate on your everyday purchase
The ideal credit card for shopping
featured credit card issuer
