Gold and Platinum Credit Cards
9 March 2009
Gold and Platinum credit cards are ideal for savvy credit card users who want the best offers and benefits with their credit card. These benefits include travel insurance for credit card holders and families, reward points and services.
The ANZ Gold Credit Card offers up to 55 days as an interest-free period and a low annual fee to be paid in addition to a double-layer insurance protection through its Purchase Security Insurance. The ANZ Gold Credit Card also offers travel and medical insurance for overseas trips. ANZ also offer the ANZ Frequent Flyer Visa Gold Credit Card and the ANZ Rewards Visa Gold Credit Card.
The Commonwealth Bank Gold Credit Card also offers up to 55 days as an interest-free period with a low annual fee and a low interest rate and balance transfer rate for the first five months. What separates this card somewhat is that credit card holders of this particular brand will have access to benefits the Gold Awards which has great deals and discounts. The card also offers provides free international travel assistance and other travel-related benefits.
The bank also offers the Commonwealth Bank Platinum Credit Card which has insurance options, great rewards, shopping benefits and security.
The NAB Gold Credit Card boasts its security features, especially when travelling, and its Purchase Protection Insurance and Extended Warranty Insurance. The credit card also offers zero-interest days for selected transactions when using NAB Gold Credit Card, relatively low interest rates and annual fees.
NAB also has a variety of gold and platinum credit card options with the NAB Qantas Gold Credit Card, the NAB Qantas Platinum Credit Card and the NAB Velocity Gold Credit Card.
However, with benefit comes responsibility with gold and platinum credit cards will generally cost more and have limited ability to reduce debt or else no debt reduction features at all. Additionally, gold and platinum credit cards have the highest rates and annual fees attached as they are designed to appeal to those credit card users who intend to repay balances within the interest free period. Compare Gold and Platinum Credit Cards.
Low Rate Credit Cards
You don't need to be an Aussie customer
Take control of your finances by paying a low interest rate on your everyday purchase
The ideal credit card for shopping
featured credit card issuer
