Our Top 5 Credit Cards*
Our list of the Top 5 Credit Cards available is our most refined analysis of which credit cards are providing the best deals today. This list of our favourite credit cards demonstrates the best qualities that the average Australian desires in credit cards. Offering more than just a line of credit, these top 5 credit cards can help those who use them correctly to keep their credit costs down, and possibly even reduce existing debt. We consider these to be the best 5 credit cards we have to offer, but this list of our top 5 credit cards will change over time as we become aware of great new credit cards offering better value.
Our comparison page offers a massive selection of credit cards, which some people find confusing. Not everyone understands which credit card features mark one as good value. This list of the best 5 credit cards addresses the confusion some face. Everyone likes choice, but sometimes it's better to choose from the top 5 credit cards rather than from everything on offer. It can be difficult to make a sound choice when browsing a wide range of credit cards. You can better your chances of finding a great deal by browsing through our list of the top 5 credit cards.
| Type | Interest Rate | Best Rate | Balance Transfer | Interest Free Days | Star Rating | Annual Fee |
|---|---|---|---|---|---|---|
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13.29% | 9.99%
for 12 Months |
2.99% for 12 Months |
55 | $49.00 |
| Type | Interest Rate | Best Rate | Balance Transfer | Interest Free Days | Star Rating | Annual Fee |
|---|---|---|---|---|---|---|
![]() |
20.99% | 20.99%
|
1.9% for 9 Months |
55 | $89.00 |
| Type | Interest Rate | Best Rate | Balance Transfer | Interest Free Days | Star Rating | Annual Fee |
|---|---|---|---|---|---|---|
![]() |
19.99% | 19.99%
|
0.99% for 6 Months |
45 | $125.00 |
| Type | Interest Rate | Best Rate | Balance Transfer | Interest Free Days | Star Rating | Annual Fee |
|---|---|---|---|---|---|---|
![]() |
19.99% | 19.99%
|
3.99% for 6 Months |
45 | $100.00 |
| Type | Interest Rate | Best Rate | Balance Transfer | Interest Free Days | Star Rating | Annual Fee |
|---|---|---|---|---|---|---|
![]() |
19.59% | 19.59%
|
3.99% for 6 Months |
55 | $90.00 |
| Type | Interest Rate | Best Rate | Balance Transfer | Interest Free Days | Star Rating | Annual Fee |
|---|---|---|---|---|---|---|
![]() |
20.74% | 20.74%
|
6.9% for 9 Months |
55 | $700.00 |
* The products on this page are selected from a subset of credit cards for which CreditCards.com.au have access to certain tracking information. The products are not rated against all credit cards available in Australia. Please consider this information when choosing a credit card product.
















