Credit Cards by Type

There are four main types of Credit Cards available to Australian consumers through banks and building societies.

Mastercard, Visa Card, American Express and Dinners Club credit cards are the big four while Debit Cards are also available to those who wish to have the same purchasing facility with a card but would prefer to use their own savings as opposed to using credit.

The major Australian Banks and financial institutions offer either Mastercard or Visa Cards to their clients with some organizations offering both cards.

Within this section of our web site we will provide information regarding the different types of credit and debit cards:

Please visit the Tools section of our web site to find a full and comprehensive list of all major credit cards available through the Australian banking sector. There is an easy to use comparison chart that enables you to find the best value credit card for the financial needs that you have.

With so many credit card options available there is a card that suits your needs with benefits available for you to take advantage of rather than receive, but never use.

Recommended Credit Cards

Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
St. George Bank Vertigo MasterCard Mastercard 10.99% 0.00%
for 6 months
55 days $55 Apply for St. George Vertigo MasterCard
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Aussie MasterCard Mastercard 11.49% 4.99%
for 12 months
55 days $49 Apply for Aussie MasterCard
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Low Rate MasterCard Mastercard 11.74% 0.00%
for months
55 days $58 Apply for ANZ Low Rate MasterCard
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Macquarie Bank Visa RateSaver Card Visa 11.95% 0.00%
for 6 months
55 days $50 Apply for Macquarie Bank Visa RateSaver Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Card Visa 12.49% 2.90%
for 6 months
55 days $65 Apply for Citibank Clear Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Balance Visa Credit Card Visa 12.74% 0.00%
for months
55 days $57 Apply for ANZ Balance Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited First Visa Credit Card Visa 17.49% 7.99%
for 6 months
44 days $30 Apply for ANZ First Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Gold Card Visa 17.49% 7.99%
for 6 months
55 days $87 Apply for ANZ Gold Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Rewards Visa Credit Card Visa 17.99% 0.00%
for months
44 days $26 Apply for ANZ Rewards Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Rewards Visa Gold Visa 17.99% 0.00%
for months
55 days $57 Apply for ANZ Rewards Visa Gold
More Info

Best Offers

Aussie MasterCard

You don't need to be an Aussie customer

BankWest Lite MasterCard Credit Card

Australia's lowest ongoing rate MasterCard

St. George Vertigo MasterCard

The ideal credit card for shopping

featured credit card issuer

Credit Cards by Feature

International Credit Cards