Credit Cards by Type

There are four main types of Credit Cards available to Australian consumers through banks and building societies.

Mastercard, Visa Card, American Express and Dinners Club credit cards are the big four while Debit Cards are also available to those who wish to have the same purchasing facility with a card but would prefer to use their own savings as opposed to using credit.

The major Australian Banks and financial institutions offer either Mastercard or Visa Cards to their clients with some organizations offering both cards.

Within this section of our web site we will provide information regarding the different types of credit and debit cards:

Please visit the Tools section of our web site to find a full and comprehensive list of all major credit cards available through the Australian banking sector. There is an easy to use comparison chart that enables you to find the best value credit card for the financial needs that you have.

With so many credit card options available there is a card that suits your needs with benefits available for you to take advantage of rather than receive, but never use.

Recommended Credit Cards

Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Aussie MasterCard Credit Card Mastercard 11.74% N/A 55 days $49 Apply for Aussie MasterCard Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
St. George Bank Vertigo MasterCard Credit Card Mastercard 11.89% 0.00%
for 6 months
55 days $55 Apply for St. George Vertigo MasterCard Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Low Rate MasterCard Credit Card Mastercard 11.99% 0.00%
for 6 months
55 days $58 Apply for ANZ Low Rate MasterCard Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Commonwealth Bank Low Rate Credit Card Mastercard 12.24% 5.99%
for 5 months
55 days $48 Apply for Commonwealth Bank Low Rate Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank Low Rate Visa Credit Card Visa 12.40% 0.00%
for 6 months
55 days $49 Apply for NAB Low Rate Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Credit Card Visa 12.49% 0.00%
for 6 months
55 days $65 Apply for Citibank Clear Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Balance Visa Credit Card Visa 12.99% 0.00%
for 6 months
55 days $57 Apply for ANZ Balance Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited First Visa Credit Card Visa 18.24% 7.99%
for 6 months
44 days $30 Apply for ANZ First Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Frequent Flyer Visa Credit Card Visa 18.99% 2.90%
for 12 months
44 days $40 Apply for ANZ Frequent Flyer Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Commonwealth Bank Awards Credit Card Mastercard 19.74% 5.99%
for 5 months
55 days $59 Apply for Commonwealth Bank Awards Credit Card
More Info

December Credit Card Offers

Aussie MasterCard Credit Card
You don't need be an Aussie customer
ANZ Low Rate MasterCard
Design your own card with any image
St George Vertigo MasterCard
The ideal credit card for shopping

featured credit card issuer

NAB

NAB is focused on providing financial services to all members of the community.

View and Compare all NAB Credit Cards

Credit Cards by Feature

gold & platinum credit cards