Visa Credit Cards

The Visa Credit Cards (Visa International Service Association) was first introduced in 1958 by BankAmericard. The company's founder, Dee Hock gave it the term VISA while the Dove hologram seen in the corner of the card was first introduced in the mid 1980s as a security feature.

Visa offer Credit Cards, Debit Cards and Pre Paid Cards to customers who wish to make purchases with a charge card rather than with cash.

Initially, BankAmericard wanted to offer a simple way for Californians to make purchases throughout the region only for the idea to quickly grow and spread not only across the nation but also across international borders.

VISA went international during the 1960s with VISA Cards available in Canada, France and the UK.

VISA offers a wide range of products. The new prepaid cards allow you to choose either a disposable, or reloadable card that already has funds available to use.

As the names suggest, a disposable card would be thrown away once the outstanding balance has been used up while the reloaded card can be topped up with funds again and again.

Visa Classic, Visa Gold, Visa Platinum, Visa Infinite and Visa Debit are just some of the card charging options available to consumers with VISA.

Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Balance Transfers - Special Offer Visa
Mastercard
Multiple 2.90%
for 12 months
N/A
(from $30)
Apply for ANZ  Balance Transfers - Special Offer
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Platinum Credit Card Visa 11.49% 0.00%
for 6 months
55days $49
($49 For the first year, $99 thereafter)
Apply for Citibank Clear Platinum Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Suncorp-Metway Ltd Clear Options Standard Credit Card Visa 12.24% 1.90%
for 12 months
N/A $39 Apply for Suncorp Clear Options Standard Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Low Rate Visa Credit Card Visa 13.24% 4.99%
for 6 months
55days $49 Apply for NAB  Low Rate Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Low Rate Credit Card Visa
Mastercard
13.24% 1.99%
for 9 months
55days $45 Apply for Westpac Low Rate Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Balance Visa Credit Card 2.9% BT Visa 14.24% 2.90%
for 12 months
55days $57
(+$22 rewards)
Apply for ANZ  Balance Visa Credit Card 2.9% BT
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Balance Visa Credit Card 0% BT Visa 14.24% 0.00%
for 6 months
55days $57
(+$22 rewards)
Apply for ANZ  Balance Visa Credit Card 0% BT
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Card Visa 15.49% 0.00%
for 6 months
55days $65 Apply for Citibank Clear Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
St. George Bank Platinum Credit Card Visa
Mastercard
15.74% 3.99%
for 6 months
55days $89 Apply for St. George Platinum Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Virgin Money  No Annual Fee Credit Card Visa 16.95% 2.90%
for 6 months
44days $0
(No annual fee, ever.)
Apply for Virgin Money  No Annual Fee Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Hongkong and Shanghai Banking Corporation Credit Card Visa 16.99% 0.00%
for 6 months
55days $0 Apply for HSBC Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  First Visa Credit Card 2.9% BT Visa 18.99% 2.90%
for 12 months
44days $30
($0 for 1st yr)
Apply for ANZ  First Visa Credit Card 2.9% BT
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  First Visa Credit Card Visa 18.99% 7.99%
for 6 months
44days $0
(for the first 12 Months)
Apply for ANZ  First Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Gold Card Visa 18.99% 7.99%
for 6 months
55days $87 Apply for ANZ Gold Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Singapore Airlines Westpac Gold Card Visa
American Express
19.24% 0.99%
for 6 months
45days $75
($75 for the first year, $125 after)
Apply for Westpac Singapore Airlines Westpac Gold Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Singapore Airlines Westpac Platinum Card Visa
American Express
19.24% 0.99%
for 6 months
45days $125
($125 first year, $250 after)
Apply for Westpac Singapore Airlines Westpac Platinum Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation 55 Day Gold MasterCard or Visa Credit Card Visa
Mastercard
19.34% 1.99%
for 9 months
55days $90 Apply for Westpac 55 Day Gold MasterCard or Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation 55 Day MasterCard or Visa Credit Card Visa
Mastercard
19.34% 1.99%
for 9 months
55days $30 Apply for Westpac 55 Day MasterCard or Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation 55 Day Platinum Visa Credit Card Visa 19.34% 1.99%
for 9 months
55days $130 Apply for Westpac 55 Day Platinum Visa Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Frequent Flyer Balance Transfer Offer Visa
American Express
19.49% 2.90%
for 12 months
44days $40
(+$55 rewards)
Apply for ANZ  Frequent Flyer Balance Transfer Offer
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Frequent Flyer Credit Card 16,000 Bonus Points Visa
American Express
19.49% N/A 44days $40
(+$55 rewards)
Apply for ANZ  Frequent Flyer Credit Card 16,000 Bonus Points
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Rewards Gold No Total Annual Fee Visa
American Express
19.49% N/A 55days $0
(+$$0 for first year rewards)
($0 for first year, $129 therafter)
Apply for ANZ  Rewards Gold No Total Annual Fee
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Rewards No Total Annual Fee Visa
American Express
19.49% N/A 44days
(+$0.00 for first year rewards)
($0 for the first year, $89 thereafter)
Apply for ANZ  Rewards No Total Annual Fee
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Frequent Flyer Gold 16k Bonus Points Visa
American Express
19.49% N/A 55days $140
(+$55 rewards)
Apply for ANZ  Frequent Flyer Gold 16k Bonus Points
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited  Frequent Flyer Platinum 16k Bonus Points Visa
American Express
19.49% N/A 55days $240
(+$55 rewards)
Apply for ANZ  Frequent Flyer Platinum 16k Bonus Points
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Gold Credit Card Visa
Mastercard
19.49% 4.99%
for 6 months
44days $90 Apply for NAB  Gold Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Standard Credit Card Visa
Mastercard
19.49% 4.99%
for 6 months
44days $30 Apply for NAB  Standard Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Altitude Credit Card American Express
Visa
Mastercard
19.64% 1.99%
for 9 months
45days $100 Apply for Westpac Altitude Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Altitude Gold Credit Card American Express
Visa
Mastercard
19.64% 1.99%
for 9 months
45days $150 Apply for Westpac Altitude Gold Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Suncorp-Metway Ltd Clear Options Gold Credit Card Visa 19.75% 1.90%
for 12 months
55days $99
(+$19 rewards)
Apply for Suncorp Clear Options Gold Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Suncorp-Metway Ltd Clear Options Plus Credit Card Visa 19.99% 1.90%
for 12 months
55days $63
(+$19 rewards)
Apply for Suncorp Clear Options Plus Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Suncorp-Metway Ltd Clear Options Platinum Credit Card Visa 19.99% 3.90%
for life
55days $205 Apply for Suncorp Clear Options Platinum Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Qantas Card Bonus 10,000 points Visa
Mastercard
19.99% 4.99%
for 6 months
44days $65 Apply for NAB  Qantas Card Bonus 10,000 points
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Qantas Gold Credit Card 15,000 Qantas Frequent Flyer Points American Express
Visa
Mastercard
19.99% 4.99%
for 6 months
44days $145.5 Apply for NAB  Qantas Gold Credit Card 15,000 Qantas Frequent Flyer Points
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Qantas Platinum Credit Card 20,000 Bonus Points Visa
American Express
19.99% 4.99%
for 6 months
44days $290 Apply for NAB  Qantas Platinum Credit Card 20,000 Bonus Points
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
National Australia Bank  Velocity Standard Credit Card Visa
American Express
19.99% 4.99%
for 6 months
44days $65 Apply for NAB  Velocity Standard Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank CitiBusiness Gold Credit Card Visa 20.49% 2.90%
for 9 months
55days $74
($74 for first year, $149 thereafter)
Apply for Citibank CitiBusiness Gold Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Gold Card Visa
Mastercard
20.74% 1.90%
for 12 months
55days $149 Apply for Citibank Gold Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Platinum Card Visa 20.74% 3.90%
for life
55days $250 Apply for Citibank Platinum Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Silver Credit Card Visa
Mastercard
20.74% 2.90%
for 12 months
55days $89 Apply for Citibank Silver Credit Card
More Info
Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Virgin Money  Flyer Credit Card Visa 20.99% 6.90%
for 6 months
44days $99 Apply for Virgin Money  Flyer Credit Card
More Info
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